Free Money Promotions Catch-Up!

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It’s been quite a while since I reported on the various free money promotions around the web. So, today, I wanted to fill you in on all the deals I’ve caught wind of in the past few months so that you can take advantage of them, if you are a finance nerd like me!

Listed below are the free money bonuses currently available for signing up for no annual fee credit cards.

  •  Citi Dividend Platinum Select Credit Card
    • Get $100 cash back after spending $500 in the first three months of opening the account.
    • 1% cash back on all purchases.
    • Click here to apply.
  • Chase Freedom Credit Card
    • Get $100 cash back after spending $500 in the first three months of opening the account.
    • 1% cash back on all purchases.
    • 5% cash back in rotating categories throughout the year.
    • Click here to apply.
  • Discover More Credit Card
    • $50 cash back after making $250 of purchases in your first three months.
    • 5% cash back in popular rotating categories throughout the year.
    • Click here to apply.
  • BankAmericard Cash Rewards Visa Credit Card
    • $50 cash back after spending $100 in retail purchases in your first two months.
    • Click here to apply.
  • Bank of America Accelerated Cash Rewards AMEX Credit Card

Remember: When you sign up for these credit cards to get the free money bonus offers, follow the instructions below to avoid damage to your credit score:

  • Keep the credit card account open after completing the initial requirements for the free money promotion. 
  • Schedule an automatic, small charge each month on the credit card to extend your credit history. This benefits your credit score.
    • And, going along with the second piece of advice above, schedule an automatic payment of your credit card balance each from your checking account.
  • Lastly, I would not recommend signing up for all of these at once. Typically, signing up for a new credit card every 3 months is considered “almost too much.” I would stick to doing two per year or so.  

How about you all? Have you taken advantage of any free money promotions lately? Which ones were they? 

Share your experiences by commenting below!

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    1. Good news everyone! I just received and activated my Discover More Card today, and will spend the required $250 on it, get the $50 bonus, than stop using it (except for a small monthly auto transaction to keep the credit line active!
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