Tour de Personal Finance, Stage 1, Posts 43-46

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Welcome folks to the 1st ever Tour de Personal Finance! We had a total of 46 entries. With this being the first year we’ve done this, we are very excited for all of the support the event has received! 

The brackets were finalized earlier today and can be found at the following link – Tour de Personal Finance 2011 Bracket.

Without further a due, here we go with the first Stage of the 2011 My Personal Finance Journey Tour de Personal Finance (to follow all of the action, click on the Tour de Personal Finance category link and scroll down to read all the posts involved in this subject).
Going along with Tour de France cycling tradition, I’ve listed each competition within each stage as an “intermediate sprint” (one post versus another) along with the description provided by the blog author when the post was submitted. 

Also, if applicable, I will give a brief description of the stage of the Tour de France that took place the same day as the competition.

How to Vote

You can vote for the two articles (one from each intermediate sprint) you’d like to see proceed in the Tour by commenting in the comments section below and telling which are your favorites.

I’ve listed a keyword after each post title to make it easy to vote (as a made-up example, you can just comment: Sprint 1: Mutual; Sprint 2: 401k, etc.) Be sure to comment which one you like the best out of each set of two! Criteria for the best article is completely up to you, but you can use these factors as a guide: 1) post of your favorite blogger, 2) most interesting post, 3) most thought-provoking post, 4) most unique post, or 5) most actionable post. 

Here are today’s games:
Voting will continue until July 5th!

Intermediate Sprint # 1
  • How I Went From 30K To 100K in 5 Years (100K) I went from an admin clerk making 30K to a financial professional making over 100K in only 5 years. That’s the equivalent of getting annualized raises of 27% per year. How did I go from 30k to a 6 figure income in 5 years? Here’s my story!
  • My 80-Year-Old Wedding Dress: Behold! (Dress) When Miss Thrifty planned her wedding, she wasn’t so much a Bridezilla as a Frugalzilla! Find out how the UK blogger found a 1920’s gown for just £25 ($40) and restored it in time for the Big Day.

Intermediate Sprint # 2
  • Income Multiples v Affordability (IncomeMost borrowers looking for a mortgage have one main question when they speak to a mortgage advisor: ‘How much can I borrow?’  In past years, this would have been a pretty easy calculation to work out based on your income and outgoings, but these days the situation has come full circle.  Instead of telling you how much you can borrow, a mortgage advisor will often ask you: ‘How much can you afford?’ In this article, I look at the move from ‘income multiples’ to ‘affordability’ in mortgage underwriting. 

Tour de France Daily Recap

Today was Stage 1 of the 2011 Tour de France. The race traveled from the Passage du Gois La Barre-de-Monts to the Mont des Alouettes Les Herbiers. It was supposed to be a flat stage to get us started in the 2011 race and not have much effect on the overall race.

However, at the end of the day, Philip Gilbert won the stage, and due to several late crashes, most of the main contenders for the overall (yellow jersey) classification lost anywhere between 1-2 minutes. This included last year’s winner and overall favorite, Alberto Contador, from Spain.

    ***Photo courtesy of


    1. Sprint 1: 30 to 100k
      Sprint 2:15 things

    2. KNS Financial says:

      My recent post Why The Contingent Workforce Is Growing, And What That Means To You

    3. Dress
      My recent post Make Money With Your Blog

    4. Dress

    5. Voting for this Stage is now closed.

      100K and Trading are the winners and will advance. Thanks for participating everyone!
      My recent post Tour de Personal Finance, Stage 4, Posts 15-18

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