Tour de Personal Finance, Stage 13, Round 3 – Posts 1-8 & 33-40

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Without further a due, let’s continue on with the 13th Stage (the fourth and final Stage of the 3rd round of competition) of the 2011 My Personal Finance Journey Tour de Personal Finance (to follow all of the action, click on the Tour de Personal Finance category link and scroll down to read all the posts involved in this subject).

To view the most up-to-date brackets of the competition, click the following link –2011 Tour de PF Bracket

Going along with Tour de France cycling tradition, I’ve listed each competition within each stage as an “intermediate sprint” (one post versus another) along with the description provided by the blog author when the post was submitted.

Also, if applicable, I will give a brief description of the stage of the Tour de France that took place the same day as the competition.

How to Vote

You can vote for the two articles (one from each intermediate sprint) you’d like to see proceed in the Tour by commenting in the comments section below and telling which are your favorites.

I’ve listed a keyword after each post title to make it easy to vote (as a made-up example, you can just comment: Sprint 1: Mutual; Sprint 2: 401k, etc.) Be sure to comment which one you like the best out of each set of two! Criteria for the best article is completely up to you, but you can use these factors as a guide: 1) post of your favorite blogger, 2) most interesting post, 3) most thought-provoking post, 4) most unique post, or 5) most actionable post.

Here is today’s competitions:

Voting will continue until July 17th for this Stage!

Intermediate Sprint # 1
  • How to feed a family of 6 on roughly $200 per week (Family):  Groceries account for one of the highest household expenses. However, it is also a variable cost that we can all budget for. Nikki Holloway, a Canadian mother from Arrowwood, AB, who feeds 6 on roughly $200/week, has provided her top 11 tips to putting the money back in your bank account and not on your plate.
  • Getting Stated With Your Money Idea (Idea): Don’t know where to start or how to promote yourself? This article gives you the starting steps as well as a stack of ways to advertise and promote for free or very cheap. It is also an excerpt of my book 365 Ways To Make Money. 

Intermediate Sprint # 2
  • If I Had a Million Dollars, I’d Go Into Debt (Debt): What would I do if I won a million dollars? This post describes how I’d invest every last penny, scrutinizing tax benefits, risk, returns, real estate, and why I would go into debt — yes, I would go into debt — if I were a millionaire. And don’t just take my word for it: Einstein backs me up, and so does third-world poverty theory. Read this post to find out more.

  • I Refused To Pay Someone What I Was Charged (Refused): What do you do when the value of a service or product doesn’t match the price you were charged?  In this personal finance story, you’ll find out how my situation played out (it may not be what you think) and what you can do if you find yourself in a similar situation.

Tour de France Daily Recap

Today was Stage 12 of the 2011 Tour de France. It was the first real mountains Stage in this year’s race, with the riders leaving from Cugnaux and finishing on the mountaintop of Luz-Ardiden (209 km away!).
The Basque rider, Samuel Sanchez, finished first on the Stage to claim his first ever victory in a Tour de France.
The finish today had a fairly significant impact on the general classification among the Tour contenders. Unexpectedly, Thomas Voeckler held on to his yellow jersey, despite his historically less-than-stellar climbing record in the mountains.

The big loser today was Alberto Contador. He lost time to Frank Schleck, Cadel Evans, and Ivan Basso on the last climb. While he didn’t lose a TON of time, it most likely did serve a psychological blow. However, he is a strong rider, and you don’t win the Tour de France 3 times on just luck. So, he still has time to recoup his loses on today’s Stage.   

***Photo courtesy of


  1. Idea

  2. ideas
    My recent post Good, Better, Best

  3. Family
    My recent post $2 off Coppertone Canada Printable Coupon | Ends August 31, 2011

  4. family and debt

  5. Rachael Wendlandt says:


  6. affordanything says:

    My recent post How to Fly First-Class Around the World for Free

  7. idea and debt

  8. Idea

  9. Refused
    Idea (and fyi, the headline has a typo)
    My recent post Want coupons? Enter this giveaway.

  10. Idea

  11. Idea
    My recent post Spending Roles

  12. Idea
    My recent post Green Collar Jobs Outperform

  13. Family and debt

  14. Voting for this Stage is now closed. Idea and Debt are the winners and will advance to the next Round. Thanks to everyone for voting and participating! 🙂
    My recent post July Blogging Goals Update

  15. Scarlett says:


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