Tour de Personal Finance, Stage 14, Round 4 – Posts 1-32

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Without further a due, let’s continue on with the 14th Stage (the first Stage of the 4th round of competition) of the 2011 My Personal Finance Journey Tour de Personal Finance (to follow all of the action, click on the Tour de Personal Finance category link and scroll down to read all the posts involved in this subject).

There are only 6 blogs/posts remaining in the 2011 Tour, so the competition should be quite interesting from here on out! To view the most up-to-date brackets of the competition, click the following link –2011 Tour de PF Bracket

Going along with Tour de France cycling tradition, I’ve listed each competition within each stage as an “intermediate sprint” (one post versus another) along with the description provided by the blog author when the post was submitted.

Also, if applicable, I will give a brief description of the stage of the Tour de France that took place the same day as the competition.

How to Vote

You can vote for the two articles (one from each intermediate sprint) you’d like to see proceed in the Tour by commenting in the comments section below and telling which are your favorites.

I’ve listed a keyword after each post title to make it easy to vote (as a made-up example, you can just comment: Sprint 1: Mutual; Sprint 2: 401k, etc.) Be sure to comment which one you like the best out of each set of two! Criteria for the best article is completely up to you, but you can use these factors as a guide: 1) post of your favorite blogger, 2) most interesting post, 3) most thought-provoking post, 4) most unique post, or 5) most actionable post.

Here is today’s competitions:

Voting will continue until July 20th for this Stage!

Intermediate Sprint # 1
  • Getting Started With Your Money Idea (Idea): Don’t know where to start or how to promote yourself? This article gives you the starting steps as well as a stack of ways to advertise and promote for free or very cheap. It is also an excerpt of my book 365 Ways To Make Money. 
  • Bicycle In The City (Bicycle): This article was produced out of both frustration at city traffic congestion, and with optimism for real alternatives to the car. Cars are stressful, from financing the purchase to filling the tank. There must be a better way. Cities that integrate the bicycle and support carless lifestyles are the way forward.    

Intermediate Sprint # 2
  • This isn’t your grandparents’ recession (Grandparents): 
    Ever since the recession began I think there’s WAY too much blaming of the victims. I’m good and sick of hearing pundits grumble about how lazy and soft Americans have become, and how we ought to take a few lessons from the Great Depression. Here’s the thing: The world was a different place back then. Heaven knows I’m no apologist for slackers, credit-card spendthrifts or people who won’t take anything but the “right” job, but a lot of the advice our elders offered/modeled isn’t relevant today. Plenty of folks are in big trouble not because they’re lazy, but because of complex personal, local, national and global economic issues.

  • THE Top 10 Bad Financial Lists (Lists): I grow weary and tired of bloggers putting out Top 5, 10, and 20 lists of various financial things that would make our lives better. So, I have devised a most nefarious, ugly, and downright useless list of financial lists (there is the twist) that could ever be published and still be labeled as SFW (Suitable for Work). Careful reading this, you may find yourself suddenly wanting to write a similar list mocking other bloggers. 

Tour de France Daily Recap

It’s been almost 3 days since the last Tour de France race recap during the Stage 13 posting on Thursday, so let’s get caught up on all of the action!
Today was Stage 15 in the 2011 Tour de France, with the riders traveling 187 km from Limoux to Montpellier. It was a flat stage, and Mark Cavendish ended up winning the final sprint ahead of Tyler Farrar to win the Stage.

Against all odds, Thomas Voeckler is still in the yellow jersey after the first big showdown in the Pyrenees Mountains. However, the overall standings should get sorted out for good this coming week when the race goes through the Alps. One of the showpiece stages is a mountain top finish on Alpe D’Huez (I was actually lucky enough to be able to climb this mountain on a bike in 2008, and let me tell you – it is HARD!). 

    ***Photo courtesy of


    1. Idea
      My recent post A frugal egg-speriment.

    2. Idea
      My recent post Make Money Online – My Goals

    3. Jeffrey Trull says:


    4. Bicycle
      My recent post Yakezie Ikura

    5. BICYCLE
      My recent post Totally Money Blog Carnival – Trivia Edition – July 18 2011

    6. Bicycle
      My recent post Cut Your Lunch Spending Without Brown Bagging It

    7. Bicycle
      My recent post Link Love: The Water Balloon Fight Edition

    8. Bicycle
      My recent post Extreme Couponing Fuzzy Math

    9. Bicycle
      My recent post Meat!!!!

    10. Idea

      My recent post The Court Has Spoken: J. Money Wins!!!

    11. Idea

    12. Malachi says:

      Idea & Grandparents

    13. Sprint 1- Idea
      Sprint 2- Grandparents

    14. Grandparents

    15. Idea

    16. Sprint 1: Bicycle
      Sprint 2: Grandparents
      My recent post The Prudent Pantry: How to Reduce Your Sodium Intake

    17. Idea

    18. Buck Inspire says:


      My recent post ProBlogger Guest Post Review

    19. Idea
      My recent post Subscribe to All You Magazine for Just $6

    20. idea
      My recent post YOU Need to DO Something. No, I Don’t.

    21. idea

    22. Reta Davis says:


    23. Christy says:


    24. Ideas
      My recent post $112 smoke detectors

    25. Bicycle
      My recent post Simple Blackberry Pie

    26. Ideas
      My recent post Win a Box of Huggies Snug & Dry Diapers

    27. Bicycle

    28. Grandparents

    29. Lissie Freckles says:


    30. Idea and grandparents

    31. Grandparents

    32. Voting for this Stage is now closed. The voting for Sprint 1 was some of the closest we've had so far in the Tour de PF 2011. With 16 votes, Idea won barely over 15 votes for Bicycle! Had to recount to make sure I had gotten it correct!

      For sprint 2, the winner is Grandparents.

      So, Idea and Grandparents advance to the finals! Congrats! Thanks for voting.
      My recent post Psychological Tricks Retailers Use to Make You to Spend More – The Importance of Smart Shopping in Today's Society

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