Tour de Personal Finance, Stage 2, Posts 35-38

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Without further a due, let’s continue on with the 2nd Stage of the 2011 My Personal Finance Journey Tour de Personal Finance (to follow all of the action, click on the Tour de Personal Finance category link and scroll down to read all the posts involved in this subject).
Going along with Tour de France cycling tradition, I’ve listed each competition within each stage as an “intermediate sprint” (one post versus another) along with the description provided by the blog author when the post was submitted.

Also, if applicable, I will give a brief description of the stage of the Tour de France that took place the same day as the competition.

How to Vote

You can vote for the two articles (one from each intermediate sprint) you’d like to see proceed in the Tour by commenting in the comments section below and telling which are your favorites.

I’ve listed a keyword after each post title to make it easy to vote (as a made-up example, you can just comment: Sprint 1: Mutual; Sprint 2: 401k, etc.) Be sure to comment which one you like the best out of each set of two! Criteria for the best article is completely up to you, but you can use these factors as a guide: 1) post of your favorite blogger, 2) most interesting post, 3) most thought-provoking post, 4) most unique post, or 5) most actionable post.

Here are today’s competitions:

Voting will continue until July 6th for this Stage!
Intermediate Sprint # 1
  • I Refused To Pay Someone What I Was Charged (Refused): What do you do when the value of a service or product doesn’t match the price you were charged?  In this personal finance story, you’ll find out how my situation played out (it may not be what you think) and what you can do if you find yourself in a similar situation.

Intermediate Sprint # 2
  • How much money do you really need to retire with dividend stocks? (Dividend): My post discusses the fact that investors do not need one million dollars to retire. With the right dividend growth stocks that regularly raise distributions every year, investors could live off the dividend income stream and never have to touch the principal. The rising dividend payment would protect the income stream against inflation. The rising dividend payment will also make shares more valuable over time, leading to an increase in the value of these shares. 
  • Random Acts of Kindness Can Bring Riches of Happiness and Experience (Kindness): Quite naturally, many of us – including me – are focused on our own finances. That said, it’s often so profitable in a broader sense to practice kindness and generosity. This post shares a simple story of an encounter that brought me happiness in helping someone in need.

Tour de France Daily Recap

Today is the Team Time Trial. It is going on right now! All of the highest-placed teams have yet to finish, so I’ll share the complete recap/update in the Stage 2 competition post later today!

    ***Photo courtesy of


    1. refused
      My recent post Tips To Stay Away From Impulse Buying

    2. Sprint #1: College
      Sprint #2: Kindness

    3. Sprint #1 College
      Sprint #2 Dividend

    4. Refused and Kindness
      My recent post 2011- 2012 Financial Year Goals

    5. Refused / Kindness

    6. Voting for this Stage is now closed. Refused and Kindness are the winners and will advance to the next round. Thanks to everyone for voting and participating! This is a fun month already!
      My recent post Tour de Personal Finance, Stage 5, Posts 7-10

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