Tour de Personal Finance, Stage 4, Posts 15-18

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Without further a due, let’s continue on with the 4th Stage of the 2011 My Personal Finance Journey Tour de Personal Finance (to follow all of the action, click on the Tour de Personal Finance category link and scroll down to read all the posts involved in this subject).

Going along with Tour de France cycling tradition, I’ve listed each competition within each stage as an “intermediate sprint” (one post versus another) along with the description provided by the blog author when the post was submitted.

Also, if applicable, I will give a brief description of the stage of the Tour de France that took place the same day as the competition.

How to Vote

You can vote for the two articles (one from each intermediate sprint) you’d like to see proceed in the Tour by commenting in the comments section below and telling which are your favorites.

I’ve listed a keyword after each post title to make it easy to vote (as a made-up example, you can just comment: Sprint 1: Mutual; Sprint 2: 401k, etc.) Be sure to comment which one you like the best out of each set of two! Criteria for the best article is completely up to you, but you can use these factors as a guide: 1) post of your favorite blogger, 2) most interesting post, 3) most thought-provoking post, 4) most unique post, or 5) most actionable post.

Here are today’s competitions:

Voting will continue until July 8th for this Stage!

Intermediate Sprint # 3
  • An Argument for Privatizing Social Security (Argument):  Just as our country’s finances reach a critical point, Social Security is set to start failing. Social Security makes up 1/5 of our federal budget and is facing a huge deficit if changes aren’t made quickly.  This article argues that privatizing Social Security could be a permanent and sustainable solution. 


  • Overheard In The Break Room, an xtranormal animation (Overheard): I made an xtranormal animation after I overheard this conversation in the break room at work. It is hilarious, don’t miss it. Yes, there is a financial lesson in there somewhere.
Intermediate Sprint # 4
  • Get out of Credit Card Debt (and Stay Debt Free) (Debt): Geting out of credit card debt is a difficult and daunting task. Using a balance transfer can make the process easier, but the key ingredients to success are willpower, the ability to stick to a budget, and the ability to sacrifice and live below one’s means until debt issues are resolved. 
  • 6 Easy Ways To Get Advertisers for Your Blog or Website (Easy): A look at six easy ways to get advertisers for your blog or website.  This article gives a step-by-step description on what to do and how to sell yourself and your site.

Tour de France Daily Recap

Today was Stage 4 in the Tour de France as well, with the race starting at Lorient and ending 172 km later at the 3rd category climb, Mûr-de-Bretagne. 

This stage must have been very exciting to watch on TV! I can’t wait to myself! Cadel Evans attacked the overall contenders for the yellow jersey on the last climb of the day and held on to win in a sprint finish against Alberto Contador. I think this bodes well for an exciting trip through the Alps and Pyrenees mountains in 1-2 weeks time!

You can read the complete details by clicking here.

    ***Photo courtesy of


    1. Voting for myself: Debt.

    2. Argument

    3. argument

    4. Argument
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    5. Argument
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    6. Overheard
      My recent post How Traffic Congestion Saves Me Money

    7. Argument and Debt
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    8. Argument
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    9. Argument

    10. Ross @ Go Be Rich says:

      Argument and Easy

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    11. affordanything says:

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    12. Voting for this Stage is now closed. “Argument” and “Easy” are the winners, and will advance to the next Stage. Thanks to everyone for participating and voting!
      My recent post Tour de Personal Finance, Stage 7, Round 2 – Posts 25-32

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