Tips on Saving Money for Winter – Yes, I Know It’s Summer at the Moment…

————————————————————————————————————————
Welcome to My Personal Finance Journey! If you are new here, please read the “About” or “First-Time Visitor” pages to find out more about us. If you would like to receive free updates on articles like this by email, then sign up here or you can subscribe to the RSS feed. Also, check us out on Twitter or Facebook. Thanks for visiting! Keep on learning!
————————————————————————————————————————

save money winter home insurance home damage protect home home savings ideas saving money different seasons

The following is a guest post. Enjoy!

Tips on Saving Money for Winter – Yes, I Know It’s Summer at the Moment…


Winter can be a pretty pricey time for households, especially with Christmas – traditionally the most expensive day of the year – coming in the very middle of the season. So, there’s really no better time to look at ways you can save money, starting by looking at your home and the places where you’re leaking cash from your budget each and every month.

One of the best ways to save money on your home could, conversely, be to spend a little bit more in some key areas. If you’ve got some money stored away or are earning more than your spending, now is an excellent time to look into how insulating your home or getting boiler insurance could end up saving you cash in the long term. Here’s a guide to how this works, with a few other top tips thrown in for good measure.


Batten Down the Hatches

If any of your windows are cracked or your doors are damaged, now is the time to do something about it. Over time the problems are only going to get worse, while also reducing the efficiency of your home. So, consider replacing cracked windows and investing in a new door if you’ve got a noticeable draught.


Get Boiler Insurance

With recent winters bringing the harshest weather on record, it’s no surprise that many home emergency companies also reported record numbers of boiler breakdowns and burst pipes. With this in mind, it’s worth considering how boiler cover could end up saving you money in the event of a breakdown or heating issue. Many also come with a complementary annual service – and as 12-monthy check-up is highly recommended by experts in terms of keeping your home a safe and efficient.


Insulate Your Home

Although the outlay can run into four figures if you go all-out and insulate your loft, cavity walls, pipes, and water tanks, you’ll more than recoup this in the money you save on your heating bills over the coming years.


Keep Your Garden in Check

If you fail to protect your yard’s plants and grass before winter, you’ll have to spend time and effort getting it back to the way you want when spring swings round again. So, move your delicate plants indoors – ideally to a conservatory or heated shed – in containers and cover plants that are staying in the ground with sheeting. If you’ve got a fish pond, put a tennis ball in the water – you can pull this out if the water freezes over to ensure your fish have access to oxygenated water.

How about you all? What preventative (or strategic) measures do you take to save yourself some money during winter time? Have you tried any of the ones listed here? If so, how did they work out for you?


Share your experiences by commenting below!

    ***Photo courtesy of http://search.creativecommons.org/?q=save%20money%20winter

    Comments

    1. Summer or Winter, a setback thermostat can save you money.
      My recent post How to Avoid Problem Tenants?

    2. These are all really great tips. I especially like your garden tips. If we had outdoor fish they would need to come in for the winter since we can have temps as low as -40C.
      My recent post Five Career Killer Moves

      • I imagine things do get pretty cold for you up there Miss T! I recently saw on PT Money's heat map where you were located, and it appeared that you might be the farthest north of any blogger! haha
        My recent post More Money and a Raise, Please!

    3. Since we live in the desert, our most expensive months energy-wise are from about May-September. But many tips will work in reverse too (except for the boiler, of course!)
      My recent post Get Out of Debt Fast — The Real Way

      • I bet the A/C energy bills do accumulate there for your Jackie! If you don't mind me asking, what do you often pay during the summer months per month for electricity? I'd be curious. Here in Virginia, I've been paying about $100 max to cool a 2 bdrm condo/apt.
        My recent post More Money and a Raise, Please!

    4. Crystal @ Industrial says:

      I laughed at the idea it will ever be less than 100 degrees again here in Houston (we are at Day 18 straight or something like that). Seriously though, good tips from a guest post.
      My recent post How Industrial Special Risks Insurance Differs from Business Insurance

      • thepennyhoarder says:

        I'm praying for winter too! Florida summers are miserable.

        We did just get the landlord to install new energy efficient air conditioners/heaters so I'm hoping that will help with the electricity bill in the coming months.
        My recent post Money in My Mailbox – Look What I Got!

    5. I hear that a typical household takes 5 months to pay back the debt spent on Christmas. We'd better start saving now so that we can indulge ourselves during the holiday season!
      My recent post My Outlook on the Markets #2

      • Wow! I didn't realize people got themselves in to so much debt during X-mas. It's really quite sad because the people receiving the gifts probably have no idea that in order to receive the gift, the giver had to go in to debt. It might make us all feel differently about our presents if we knew the true financial cost.
        My recent post More Money and a Raise, Please!

    6. Andrea@MoneyMastered says:

      It's definitely a good idea to look for ways to save on energy costs. The first winter I lived in my house, I used to freeze to death at night. I would kick the thermostat up to ridiculous levels to keep from shivering, and of course my utility bills skyrocketed. Turns out there was basically NO insulation in the attic! I spent a few hundred dollars and have saved hundreds each year as a result.

      I also replaced the weatherstrips under all my exterior doors – they were old and didn't keep drafts out. I could tell how much warmer the house was instantly!

      • Great tips Andrea! It's actually interesting that you bring this up because in my condo, I own the individual unit, but the condo association owns the actual building. However, since I am the only one paying for the energy bills, the association has no motivation to make sure insulation is up-to-par. So, I might want to be mindful of that going forward.
        My recent post More Money and a Raise, Please!

    7. Sigh… I can already feel Fall's crisp coolness at night around here. As much as I hate to admit it, yes, we do need to start thinking about winter. Having a programmable thermostat is the best money you can spend for keeping winter heating costs (and summer cooling costs) in check.
      My recent post Get $5 Free From Amazon

    8. It's hard to believe that fall and winter are right around the corner!

      I've found that a programmable thermostat can be a money saver in the winter and the summer – they keep us from forgetting to bump the temperature back and heating the house all day when we are gone.
      My recent post Filing Bankruptcy in North Carolina

      • I agree Tracy. Generally, I am pretty good about adjusting the temperature both at night and before leaving for the day. However, there are certain days that I forget, which probably do cost me some money.
        My recent post More Money and a Raise, Please!

    9. yesiamcheap says:

      As they say, “The early bird catches the worm.” You are right. Taking time out to fix your house NOW will save a lot of money. Plus the fact that it is easier to work outside during the summer and do the fixes, than wait for the cold winter before doing the repairs.
      My recent post When is Good Negotiating Just Plain Cheap?

    10. yesiamcheap says:

      As they say, “The early bird catches the worm.” You are right. Taking time out to fix your house NOW will save a lot of money. Plus the fact that it is easier to work outside during the summer and do the fixes, than wait for the cold winter before doing the repairs.
      My recent post September 1 Debt Check In

    Speak Your Mind

    *

    CommentLuv badge