Easy Like Sunday Morning Recap and Roundup – # 7 – June 24th, 2012

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Each time, the purpose of the Easy Like Sunday Morning Recap and Roundup series is the same – for me to be able to connect with you, the readers, on a more personal (non personal finance informational transmission only) level, encourage community, and also to give back to the other bloggers around the blogosphere who have mentioned My Personal Finance Journey throughout the past few weeks or so. It’s been quite a while since the last roundup, so we have a lot of catching up to do! 

As far as the theme goes, the title of the roundup gives it away. The roundup theme is named after the Lionel Richie song, Easy Like Sunday Morning (which I play once each time I put this together), to remind us of the importance of slowing down at least every once in a while to take appreciation for that which transpired over the past few days.

So, without further ado, let’s get started with this edition’s roundup!

Updates from Jacob’s Personal Finance Journey and Life 

  • As far as my life in general, the month of June has brought some really fun times and also some big, but also good, changes! 
    • First, in early June, I participated in my 4th consecutive annual Multiple Sclerosis fundraising bike ride (MS150).
      • To date, I’ve raised $5,050 of my original $7,500 goal. I’m still waiting on a good number of company matches, which I believe will bring my total to above $6,000 for this year. Completely awesome! A big thanks to everyone for their support on this. 
      • Donations still count until July 12th, 2012, so if you’re interested in making a tax-deductible donation, click here! Just $10 will make a world of difference! 
    • Second, also in early June, my girlfriend and I adopted a second greyhound (see picture below). His name is Coat (short for his racing name, Irene’s Coat). He’s a very loving soul and likes to cuddle more than our other greyhound, Charlie, who is more of a cat than a dog. 

    • Third, in my graduate school research, my advisor and I have gotten very close to publishing a collection of my research data in the Journal of Biomacromolecules. 
      • We have to do some Atomic Force Microscopy work (we had only done Transmission Electron Microscopy before) to provide a more in-depth numerical analysis of the protein aggregates (amyloid-beta) we study relating to Alzheimer’s disease. So, it will be interesting to learn that new technique in the coming months. 
      • However, we are pretty confident that we can get it reviewed successfully after this additional analysis! We’re pretty happy! 
  • As far as my personal finances and blog go, the major recent development is that my girlfriend, Becca (who also runs a very awesome wine blog – see picture below of her), moved in to my condo about a week ago. 
    • We’re currently wading through two sets of household items and trying to make them fit in to only enough space for one set of items, but we’re slowly making progress. As a typical guy, I mainly try to stay out of her way! 🙂
    • It will be nice to get her help for some of the monthly expenses, and it will also save her some money because she won’t have a large rent payment anymore. 
    • I’ll probably do a post soon about the various considerations of having a significant other move in to a place you own, so keep an eye out for that. On the way soon!

    Guest Posts from Personal Finance Bloggers on My Personal Finance Journey

    Since the last roundup, there were five guest post here at My Personal Finance Journey.

    -Kyle from The Penny Hoarder posted about how he saved big money on his home remodeling project.

    -Darrow from Can I Retire Yet? posted about 7 startup business lessons.  
    -Anthony from Fiscally Sound posted about how to save on ATM fees.

    If you would like to guest post on my site, please click here to read more details about how to kick off the guest posting process. I’d love to hear from you!

    In addition to the guest posts featured on this site, I’ve written 4 guest posts (listed below) for other sites since the last roundup. I really enjoyed the opportunity to write these posts. A big thanks to all of these bloggers for allowing me to partner with them! 

    Blasts From the Past

    For the first 6 months after I started this blog, I pretty much “blogged in a cave.” What I mean by this is that I cranked out over 200 very good blog articles in this time period, but since I didn’t know any better, I didn’t reach out to other bloggers, get involved with the online community through commenting on other sites, or do any kind of site promotion at all. As you can imagine, some of the articles written during this time period didn’t get the attention that I think they deserved corresponding to the content contained.

    The Blast from the Past section will feature one old My Personal Finance Journey article each roundup that I feel is high quality, but was published prior to my blog having any sort of real readership. This week’s article is listed below:

    How Does/Should Home Ownership Fit in to Your Overall Asset Allocation? – This post discusses some of the different arguments, viewpoints, and options for how one can account for home ownership in their overall asset allocation. There is definitely some divided opinions on this, but since home ownership is something that a person is very “tied” to and is undiverified, I decided to not consider my home equity in my overall asset allocation decisions. How do you handle this question in your personal finances?!

    Personal Finance “Mad Props” of the Week Award

    Every once in a while, when I’m reading an article or site in the personal finance blogosphere, I’ll be so impressed in hearing about what a person did or wrote about, that all I can say to myself is WOW! This section of the roundup will serve as a running “home” for recognizing outstanding achievement.

    The Mad Props award for this roundup goes to Financial Samurai and the rest of the members/participants of the Yakezie Personal Finance Blog Network for putting on the 4th Yakezie Writing Contest Scholarship. What transpires in this contest is that high school-aged kids submit essays on several common topics, and then the winners are awarded scholarships of $500, $300, or $200 to help with costs to further their education. 
    I’ve served on the committee who helps review the submitted essays in the past, and I can tell you, there is a lot of competition from some VERY good articles! The deadline for essay submissions was yesterday, June 23rd, and I look forward to seeing who the winners will be this time around! Should be fun! 

    If you know of someone in the PF blogging world that is really doing amazing things, feel free to send me an email for consideration in future roundups.


    Listed below are the giveaways I’ve come across in my journey through the personal finance blogosphere this week (along with the links so that you can head over and enter!). It’s great to see everyone giving back to their readers through these promotions.
    • Kylie Ofiu is giving away a Baloue iPad folio until July 12th.
    • James Petzke is giving away a $20 Amazon gift card until June 25th. 
    • Thirty Six Months is giving away 2 – $50 Old Navy gift certificates until today!
    • Crystal from Budgeting in the Fun Stuff is giving away a Miche Bag until July 1st.

    If you’re hosting a giveaway and it’s not listed above, please send me an email to let me know, and I’ll get it included in next week’s roundup!

    Blog Carnivals Featuring My Personal Finance Journey Articles

    ·         The College Investor hosted the Carnival of Passive Investing and included What is the Highest Expense Ratio You Pay On the Mutual Funds You Own? Plus a Comparison With the National Average.
    ·         Sense to Save hosted the Carnival of Personal Finance and included The Case Against Passive Investing.
    ·         Arbor Asset Allocation Model Portfolio Blog hosted the Self Directed Investing for Retirement Carnival and included The Case Against Passive Investing.
    ·         20 and Engaged hosted the Yakezie Carnival and included The Importance of a Good Credit Rating.
    ·         Money Q&A hosted the Carnival of Retirement and included The Permanent Portfolio by Harry Browne – Component Returns Correlation Analysis and My Future Plans.
    ·         My University Money hosted the Carnival of Financial Camaraderie and included Should You Replace Your Ink Jet Printer With a Laser Printer? – A Cost Comparison
    ·         101 Centavos hosted the Yakezie Carnival and included What Do You Refuse to Go Cheap On?
    ·         Family Money Values hosted the Totally Money Blog Carnival and included Pros and Cons of Investing in Gold
    ·         No Debt MBA hosted the Best of Money Carnival and included What Do You Do If You Really Cannot Afford Regular Health Insurance?
    ·         The Skilled Investor hosted the Carnival of Financial Planning and included Spread Betting – How It Works and Risks Involved
    ·         Bucksome Boomer hosted their Weekend Scoop and included $141.20 Giveaway – Community and Charity 10% Monthly Blog Income Give Back #5 – February 2012 Edition
    ·        Financial Success for Young Adults hosted the Carnival of Financial Camaraderie and included Back to the Basics: Control Your Spending.
    ·        Squirrelers hosted the Festival of Frugality and included Back to the Basics: Control Your Spending.
    ·        Money for College Project hosted their weekly round-up and included The Effects of TV Shows on Reality.
    ·        CreditCardsCanada hosted the Carnival of Financial Planning and included Financial Goal Setting for the 2012 New Year.
    ·        Money for College Project hosted their weekly round-up and included Spread Betting – How It Works and Risks Involved.

    If you are hosting a carnival that includes (or included) My Personal Finance Journey and I missed listing it here (I don’t get trackbacks since I’m not on WordPress, so I have to rely on direct email and Google Alert notifications), please email me so I can include it in my roundup. Thanks!

    Several Posts I’ve Enjoyed Reading Since the Last Roundup

    1.       Yakezie posted about new member, Good Financial Cents, and narrated how he learned financial management from his parents’ experience and its impact on his life and career.
    2.       Cash Money Life posted about How to Avoid Distractions and Increase Productivity and listed ways to keep away from distractions and stay productive.
    3.       Wealth Pilgrim posted about Why Your Spending Leads to Risky Investments and specified several reasons why you should consider working at home, instead of the traditional nine-to-five job.
    4.       Financial Highway posted about 5 Significant Ways It’s Cheaper to Work from Home and had fun with asking how much his readers spent on their wardrobe today.
    5.       Punch Debt in the Face posted about Things I Want, But I Am Not Mature to Have  and enumerated three things he wants in life but not yet ready to have them.
    6.       Budgeting in the Fun Stuff posted about So Your Kid Earned a Free Ride… and asked what you will do with your college savings for your daughter if she earned a scholarship.
    7.       Money Crashers posted about 5 Fun Activities for Toddlers on a Budget and suggested five different cheap activities for toddlers that would capture his attention.
    8.       Barbara Friedberg Personal Finance posted about How to Create and Implement Money-Making Idea and listed six steps to become a successful entrepreneur.
    9.       Yes I Am Cheap posted about Get Out of Debt in 2012: The Debt Snowball and Snowflake Methods, gave the difference between the two and provided examples how they work.
    10.   Christian Personal Finance posted about Get Out of Debt: 5 Things to Avoid Selling and enumerated five things that you should not sell to pay off your debts. 

    Top 10 Referring Sites to My Personal Finance Journey Since the Last Roundup

    1. Free Money Finance 
    2. Yakezie
    3. Wise Bread
    4. Tight Fisted Miser
    5. Giveaways Are Sexy
    6. So Over Debt
    7. Festival of Frugality
    8. Brave New Life
    9. Carnival of Personal Finance
    10. Wealth Informatics

    Top 5 My Personal Finance Journey Commenters Since the Last Roundup

    Best Reader Submitted Question Since the Last Roundup

    This section will serve as a running location for any very insightful, high quality questions submitted by readers throughout the week.
    There were no questions submitted this week. However, if you are wondering something about personal finance, please feel free to email me and ask!

    My Other Sites

    Currently, my only other site besides this one is The Carnival of Passive Investing, which runs monthly editions. For the upcoming June 30th edition, we have LaTisha from Young Adult Finances as our host. If you have any passive investing posts you’ve written recently, you can submit them to be included in the carnival. Also, a big thanks to our March, April, and May hosts of the Carnival of Passive Investing – Free From BrokeETF BaseThe College Investor

    However, I have several other domain names purchased, and I am currently learning WordPress Self-Hosted to get these sites live as soon as time allows! I’ll be sure to keep you all updated on progress.

    Well, that wraps up this edition of the round-up If you have any suggestions or recommendations for things you’d like to see in this roundup, just let me know by sending me an email!

    As always, thanks to all the readers for creating such a great community here at My Personal Finance Journey. Your interaction is what keeps me going on this blog!

    Until next time – Jacob

    How about you all? How is Summer going for you so far?!


    1. Barb Friedberg says:

      Hi Jacob, Thanks for the mention. You are doing great!! Good luck with the publication of your research…. Onward and upward, for your career. Your girlfriend is adorable, congrats on the new cohab. And of course, who doesn't love a rescue dog?

      • Thanks for your very kind word Barb! We're getting ready just now to re-submit the revised publication for review again!
        My recent post The Pros and Cons of a Down Payment Assistance Program

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