Tour de Personal Finance, Stage 11, Round 2 – Posts 49-52

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Without further ado, let’s continue on with the 11th Stage (the last Stage of the 2nd Round of competition!) of the 2012 My Personal Finance Journey Tour de Personal Finance (to follow all of the action, click on the Tour de Personal Finance category link and scroll down to read all the posts involved in this subject).


As I mentioned in the introduction post for the 2012 Tour de PF, I have reserved the reader portion of my 10% monthly blog income give back event for both June and July as prize money to the Yellow Jersey winner and runner-up/second place podium finisher. The Yellow Jersey winner will also select a charity of their choice to receive the charity portion of the 10% monthly blog income give back.

At the time that I mentioned these prizes, I did not yet know the exact quantities that they would be. However, I now have everything calculated, and the prizes will be as follows:

  • Prize to Yellow Jersey Winner – $75.00
  • Amount that will be given to a charity chosen by the Yellow Jersey Winner – $123.05 
  • Prize to 2nd place podium finisher – $50.00

To view the most up-to-date brackets of the competition, click the following link – 2012 Tour de PF Bracket.

Going along with Tour de France cycling tradition, I’ve listed each competition within each stage as an “intermediate sprint” (one post versus another) along with the description provided by the blog author when the post was submitted.

Also, if applicable, I will give a brief description of the stage of the Tour de France that took place the same day as (or that has happened since the previous Stage of) the competition.


You can vote for the one articles (one from the single intermediate sprint in this case) you’d like to see proceed in the Tour by commenting in the comments section below and telling which are your favorites.

I’ve listed a keyword after each post title to make it easy to vote (as a made-up example, you can just comment: Sprint 1: Mutual, etc.) Be sure to comment which one you like the best out of each set of two! Criteria for the best article is completely up to you, but you can use these factors as a guide: 1) post of your favorite blogger, 2) most interesting post, 3) most thought-provoking post, 4) most unique post, or 5) most actionable post.

Here are today’s competitions (Sprints 1-2 of Stage 11 went live earlier today, so be sure to cast your vote for those as well!):

Voting will continue until July 14th for this Stage!


  • Are You Living Within Your Means? (Living): Do you constantly find yourself using your credit card to pay for basic expenses? Do you ever tell yourself “no” before making a purchase? These are classic signs of living outside of your means. In recent years, many of us have had to learn the hard way, there always comes a time when debt catches up with us. A good way to avoid debt overload is to live within your means. Simply put, you purchase things you can afford based on your current income. Read this post to learn the signs of living outside of your means and ways to get on the right financial path! 

    • How I Save $828 Dollars A Year On My Phone Bill (Phone): As an addict to savings, my phone bill was an obvious place to do some digging. What I found was a lot of extra money in my pocket, and that good things get better. These are 4 of the biggest Moola Savings Tips to save on that ugly phone bill.


        Today’s stage in the Tour de France (Stage 11) was another challenging high-mountains stage taking the riders 148 km from Albertville – La Toussuire – Les Sybelles and crossing 2 HC climbs and a category 1 climb to the finish at La Toussuire.

        In the finish, the amazing young Frenchmen, Pierre Roland, took out the win after launching a decisive breakaway 11 km out on the last climb of the day. Cadel Evans really cracked on the final climb, and is now down to 4th overall. Bradley Wiggins remains in the yellow jersey. My money is on him to take out the overall win in Paris. 

          ***Photo courtesy of


          1. living

          2. Phone

          3. phone

          4. Phone

          5. phone

          6. Voting for this Stage is now closed. The winner is Phone and will advance to Round 3, starting today! Thanks to everyone for voting and participating!
            My recent post Tour de Personal Finance, Stage 13, Round 3 – Posts 33-40

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