Tour de Personal Finance, Stage 12, Round 3 – Posts 17-32

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Tour de Personal Finance, Stage 12, Round 3

Without further ado, let’s continue on with the 12th Stage (the first Stage of the 3rd Round of competition!) of the 2012 My Personal Finance Journey Tour de Personal Finance (to follow all of the action, click on the Tour de Personal Finance category link and scroll down to read all the posts involved in this subject).


As I mentioned in the introduction post for the 2012 Tour de PF, I have reserved the reader portion of my 10% monthly blog income give back event for both June and July as prize money to the Yellow Jersey winner and runner-up/second place podium finisher. The Yellow Jersey winner will also select a charity of their choice to receive the charity portion of the 10% monthly blog income give back.

At the time that I mentioned these prizes, I did not yet know the exact quantities that they would be. However, I now have everything calculated, and the prizes will be as follows:

  • Prize to Yellow Jersey Winner – $75.00
  • Amount that will be given to a charity chosen by the Yellow Jersey Winner – $123.05 
  • Prize to 2nd place podium finisher – $50.00

To view the most up-to-date brackets of the competition, click the following link – 2012 Tour de PF Bracket.

Going along with Tour de France cycling tradition, I’ve listed each competition within each stage as an “intermediate sprint” (one post versus another) along with the description provided by the blog author when the post was submitted.

Also, if applicable, I will give a brief description of the stage of the Tour de France that took place the same day as (or that has happened since the previous Stage of) the competition.


You can vote for the two articles (one from each intermediate sprint) you’d like to see proceed in the Tour by commenting in the comments section below and telling which are your favorites.

I’ve listed a keyword after each post title to make it easy to vote (as a made-up example, you can just comment: Sprint 1: Mutual; Sprint 2: 401k, etc.) Be sure to comment which one you like the best out of each set of two! Criteria for the best article is completely up to you, but you can use these factors as a guide: 1) post of your favorite blogger, 2) most interesting post, 3) most thought-provoking post, 4) most unique post, or 5) most actionable post.

Here are today’s competitions (Sprints 1 and 2 of Stage 12 went live earlier today, so be sure to cast your vote for that as well!):

Voting will continue until July 15th for this Stage!


  • How Far Would You Go To Pick Up a Penny? (Penny): Most of us love free money, but how far would you go to pick some up? Would it matter who you were around, or how dirty the coins/dollars were? What if they were on the bathroom floor? These are all questions I pondered at a bachelor party recently… figured better that than some other things 😉 

    • Should You Charge Your Boomerang Kids Rent? (Boomerang): It’s no longer a given that kids will move out on their own when college ends. In fact, there’s a term for this group – Boomerang Kids. Should you charge rent to these boomerang kids?


    • Online Poker: Is It as Legit as Stock Picking? (Poker): There are those that believe stock picking is a lot like gambling — and those that believe online poker is a safer bet than stock picking. Could online poker be as legit as picking stocks?
    • Key to Saving Money is Controlling Impulse Spending (Spending): Have you gone to the grocery store for milk and eggs and come home with steak and eggs?  Have you ever been tempted to buy something just because it was on sale?  Impulse spending can wreck your finances and is a major reason why most people have difficulty saving money.  Learning why you buy on impulse can be the key to saving more money.


      Today’s stage in the Tour de France (Stage 12) was a medium-mountains stage that took the riders 226 km from Saint-Jean-de-Maurienne – Annonay Davézieux

      In the finish, British rider, David Millar, took out the sprint ahead of the breakaway. This was his 4th career Stage win in the Tour de France. All of the contenders for overall victory finished together in the main pack, so there were no changes to the overall standings. British rider, Bradley Wiggins remains in the yellow jersey. 

        ***Photo courtesy of


        1. Thanks for hosting this again this year Jacob!
          Boomerang and Spending

        2. Boomerang
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        4. Penny

          Or even better, PENNY POKER!! Haha…
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        5. Boomerang
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        7. Penny

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        8. Boomerang
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        9. freefrombroke says:

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        13. Ken Faulkenberry says:

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        14. Voting for this Stage is now over. The winners are Boomerang and Poker and will advance to Round 4, starting today. Thanks to everyone for voting and participating!
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