Tour de Personal Finance, Stage 3, Round 1 – Posts 21-24

Welcome to My Personal Finance Journey! If you are new here, please read the “About” or “First-Time Visitor” pages to find out more about us. If you would like to receive free updates on articles like this by email, then sign up here or you can subscribe to the RSS feed. Also, check us out on Twitter or Facebook. Thanks for visiting! Keep on learning!

Without further a due, let’s continue on with the 3rd Stage of the 2012 My Personal Finance Journey Tour de Personal Finance (to follow all of the action, click on the Tour de Personal Finance category link and scroll down to read all the posts involved in this subject).

To view the most up-to-date brackets of the competition, click the following link – 2012 Tour de PF Bracket

Going along with Tour de France cycling tradition, I’ve listed each competition within each stage as an “intermediate sprint” (one post versus another) along with the description provided by the blog author when the post was submitted.

Also, if applicable, I will give a brief description of the stage of the Tour de France that took place the same day as (or that has happened since the previous Stage of) the competition.


You can vote for the two articles (one from each intermediate sprint) you’d like to see proceed in the Tour by commenting in the comments section below and telling which are your favorites.

I’ve listed a keyword after each post title to make it easy to vote (as a made-up example, you can just comment: Sprint 1: Mutual; Sprint 2: 401k, etc.) Be sure to comment which one you like the best out of each set of two! Criteria for the best article is completely up to you, but you can use these factors as a guide: 1) post of your favorite blogger, 2) most interesting post, 3) most thought-provoking post, 4) most unique post, or 5) most actionable post.

Here are today’s competitions (Sprints 1-2 of Stage 3 went live earlier today, so be sure to cast your votes for those articles as well!):

Voting will continue until July 6th for this Stage!


  • How I Ripped People off With Store Credit Cards (Cards): In high school, I worked after school and on weekends as a cashier at a large retail chain. Despite my working less than half the hours of my full time counterparts, I consistently managed to reach the top of our weekly credit card signups contests. Knowing what I know now, I can look back and see how I ripped people off by talking them into a store credit card. 

  • Should You Charge Your Boomerang Kids Rent? (Boomerang): It’s no longer a given that kids will move out on their own when college ends. In fact, there’s a term for this group – Boomerang Kids. Should you charge rent to these boomerang kids?



  • Stop Crying That There Are No Jobs. Create One (Jobs): Be motivated by opportunity, not fear. Don’t dis-empower yourself by believing that someone else — someone smarter, richer, and probably better-looking — must create a job and bestow it upon you.
  • Go It Alone (Alone):  Have you ever wanted to be your own boss? Did you dream of starting your own business when you were young? If you are not self-employed now, what is stopping you? Is it not the right time? The timing is never perfect, but at some point in your life, the opportunity to go it alone will surface. This post shares some stories around this topic.   


Today’s stage (Stage 4) in the Tour de France took the riders 215 km through a flat stage from Abbeville – Rouen. In the finish, the sprint was taken out by Andre Greipel from the Lotto team. However, the result was marred by a huge crash at 2.5 km from the finish that took out several of the sprinters, including world champion, Mark Cavendish. 

Fabian Cancellara finished in the main pack for the stage, which was plenty to keep him in the yellow jersey for again another day! 

    ***Photo courtesy of


    1. freefrombroke says:


    2. affordanything says:

      Boomerang, Jobs

    3. I have to second what Freefrombroke voted mine are for Boomerang and Jobs too – this is a really cool system. Hope everyone had a great Independence Day if you celebrated 🙂
      My recent post Don't Break The Chain!

    4. Boomerang
      My recent post What is the Alternative Minimum Tax and How Does It Work?

    5. Cards
      My recent post Avoid Value Traps with these 3 Catalysts

    6. Voting for this Stage is now closed. The winners are Boomerang and Jobs and will advance to Round 2, starting in a few days time. Thanks to everyone for participating and voting!
      My recent post Tour de Personal Finance, Stage 5, Round 1 – Posts 37-40

    7. Thanks for including me. I had some tough competition.
      My recent post How to Spend More Than Your Friends without Being an Asshole

    Speak Your Mind


    CommentLuv badge