Tour de Personal Finance, Stage 6, Round 1 – Posts 41-44

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Without further ado, let’s continue on with the 6th Stage of the 2012 My Personal Finance Journey Tour de Personal Finance (to follow all of the action, click on the Tour de Personal Finance category link and scroll down to read all the posts involved in this subject).

To view the most up-to-date brackets of the competition, click the following link – 2012 Tour de PF Bracket.

Going along with Tour de France cycling tradition, I’ve listed each competition within each stage as an “intermediate sprint” (one post versus another) along with the description provided by the blog author when the post was submitted.

Also, if applicable, I will give a brief description of the stage of the Tour de France that took place the same day as (or that has happened since the previous Stage of) the competition.


You can vote for the two articles (one from each intermediate sprint) you’d like to see proceed in the Tour by commenting in the comments section below and telling which are your favorites.

I’ve listed a keyword after each post title to make it easy to vote (as a made-up example, you can just comment: Sprint 1: Mutual; Sprint 2: 401k, etc.) Be sure to comment which one you like the best out of each set of two! Criteria for the best article is completely up to you, but you can use these factors as a guide: 1) post of your favorite blogger, 2) most interesting post, 3) most thought-provoking post, 4) most unique post, or 5) most actionable post.

Here are today’s competitions (Sprints 3-4 and 5-6 of Stage 6 will go live later this afternoon, so be sure to cast your votes for those articles as well!):

Voting will continue until July 9th for this Stage!


  • What’s The BEST Financial Advice I Can Give? (Best): When someone talks to you about their money problems and asks you for financial advice, is that really what they’re asking for? In my experience, they’re actually asking you for something else- they’re asking you to give them options they haven’t thought of yet. 

    • Advice for Twenty-Somethings Getting Started Managing Money (Twenty): A concise, easy to understand, and most of all, ENCOURAGING note to my fellow twenty-somethings on how to manage their finances.  For a generation that grew up to watch the Tech Boom of the Nineties collapse during the Tech Bubble Burst and who saw the Great Recession hit right as they were entering the real world, there’s been an unfortunate trend towards avoiding investing or any other sort of risk, right at the time when they can most afford to take MORE risk.  This article is my attempt to get my fellow Generation Y people to resume their risk taking and to use all the tools at their disposal to increase their investments and side income earning now, when they are young enough to recover if anything goes wrong.



    • Money For All Seasons I: Income, Spending, and Age  (Seasons): Using the four seasons – spring, summer, autumn and winter – as a metaphor for the four different stages in our lives, I have set out some age related expectations regarding income, expenditure, investments and cash-flow. It is a common sense way to illustrate how our financial situation today carries into our future and that it is never late to change one’s financial trajectory. 
    • My 12 Year Old Really Hates Debt (Debt): I want to teach my children about all aspects of money management, including debt and loan repayment.  I recently loaned my son $300 for a school trip and he paid it off in four months, without whining or complaining.  And…most importantly, he learned that he does not like debt and wants to avoid it in the future!


      Today’s stage (Stage 7) in the Tour de France takes the riders 199 km through a medium mountains stage from Tomblaine – La Planche des Belles Filles.

      The stage is going on right now, so I’ll be sure to include an update on the result of the race when the 3rd-6th intermediate sprints go live later today. 

        ***Photo courtesy of


        1. twenty

          Thanks for hosting this! Quite a lot of great reads!
          My recent post Did You Make Money Mistakes as a Teen?

        2. Małgosia says:

          Sprint 2: Seasons

          I will try hard to implement the advice; love the metaphor; and, finally, long live the Author! 🙂

        3. Sprint 1: Twenty
          Sprint 2: Seasons

        4. Sprint 1 Twenty
          Sprint 2 Seasons
          Good posts by all and lots to be learned, but Maria beats them all for her unique writing style

        5. krantcents says:

          Sprint#2 Seasons
          My recent post The 3 Z’s of Success

        6. Seasons!!
          My recent post My First Job: Crazy Stories

        7. best

        8. Seasons

        9. best

        10. Prairie Eco-Thrifter says:


        11. Voting for this Stage is now closed. The winners are Twenty and Seasons and will advance to Round 2, starting in a few days time. Thanks to everyone for voting and participating!
          My recent post Tour de Personal Finance, Stage 9, Round 2 – Posts 25-32

        12. Sprint 1- Best
          Sprint 2 – Seasons
          My recent post Will NEST Pensions Be the Next Big Mis-Selling Scandal?

        13. Sprint 2 – Seasons
          Nice Post!

        14. Sprint 1 – Best
          Spring 2 – Seasons
          My recent post Your Obsession With FREE

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