Tour de Personal Finance, Stage 6, Round 1 – Posts 49-52

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Without further ado, let’s continue on with the 6th Stage of the 2012 My Personal Finance Journey Tour de Personal Finance (to follow all of the action, click on the Tour de Personal Finance category link and scroll down to read all the posts involved in this subject).

To view the most up-to-date brackets of the competition, click the following link – 2012 Tour de PF Bracket

Going along with Tour de France cycling tradition, I’ve listed each competition within each stage as an “intermediate sprint” (one post versus another) along with the description provided by the blog author when the post was submitted.

Also, if applicable, I will give a brief description of the stage of the Tour de France that took place the same day as (or that has happened since the previous Stage of) the competition.


You can vote for the two articles (one from each intermediate sprint) you’d like to see proceed in the Tour by commenting in the comments section below and telling which are your favorites.

I’ve listed a keyword after each post title to make it easy to vote (as a made-up example, you can just comment: Sprint 1: Mutual; Sprint 2: 401k, etc.) Be sure to comment which one you like the best out of each set of two! Criteria for the best article is completely up to you, but you can use these factors as a guide: 1) post of your favorite blogger, 2) most interesting post, 3) most thought-provoking post, 4) most unique post, or 5) most actionable post.

Here are today’s competitions (Sprints 1-2 and Sprints 3-4 of Stage 6 went live earlier today, so be sure to cast your votes for those articles as well!):

Voting will continue until July 9th for this Stage!


  • New Colorado Law Bans Trans Fats in Competitive Foods in Public Schools (Law): SB68 was introduced in January and signed into law by Governor Hickenlooper on Jun 4th.  Obviously, it’s not going to solve all of our dietary woes or make a huge dent in the childhood obesity problem.  But, especially if it’s combined with more time allocated for physical education and recess, it’s a step in the right direction.
  • Are You Living Within Your Means? (Living): Do you constantly find yourself using your credit card to pay for basic expenses? Do you ever tell yourself “no” before making a purchase? These are classic signs of living outside of your means. In recent years, many of us have had to learn the hard way, there always comes a time when debt catches up with us. A good way to avoid debt overload is to live within your means. Simply put, you purchase things you can afford based on your current income. Read this post to learn the signs of living outside of your means and ways to get on the right financial path! 



  • How I Save $828 Dollars A Year On My Phone Bill (Phone): As an addict to savings, my phone bill was an obvious place to do some digging. What I found was a lot of extra money in my pocket, and that good things get better. These are 4 of the biggest Moola Savings Tips to save on that ugly phone bill.
  • The Ponzi Scheme of Psychiatric Care (Ponzi)This blog post struck a cord with a lot of personal finance bloggers. Anyone can relate to paying for something and not getting your money’s worth. It’s an especially sensitive topic where health is concerned!


Today’s stage (Stage 7) in the Tour de France took the riders 199 km through a medium mountains stage from Tomblaine – La Planche des Belles Filles. This was the first really steep climbing/individual tester for the contenders for overall victory. 

In the finish, the win was taken out by Christopher Froome of the Sky Procycling team. And, to further cap off a perfect day for the Brittish team, Bradley Wiggins took the yellow jersey as race leader. Pre-tour favorite, Cadel Evans, finished on the same time as Wiggins, so he is also right there in the hunt. 

    ***Photo courtesy of


    1. Living and phone!

    2. Moola Mind says:

      Living and Phone
      My recent post Why Everyone Should Have A Credit Card

    3. F.Racks says:

      Sprint #5: Live
      Sprint #6: Phone

    4. Sprint #5: Law
      Sprint #6: Ponzi

    5. Sprint #5: Live
      Sprint # 6: Ponzi

    6. Sprint 5: Live
      Sprint 6: Phone

    7. Voting for this Stage is now closed. The winners are Living and Phone and will advance to Round 2, starting in a few days time. Thanks to everyone for voting and participating!
      My recent post Tour de Personal Finance, Stage 9, Round 2 – Posts 25-32

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