1. John S @ Frugal Rules says:

    We do most of our online banking with USAA. Their service is awesome, but their rates are no where near Ally. I have been putting off looking at Ally more seriously for a while so I just need to sit down and look at them to possibly stash some cash there.
    My recent post Frugal Friday: Blog Posts That Ruled This Week, More Snow Edition

    • Hey John! I'm in a very similar situation with HSBC. I have a lot of money there (~$5k) even though their rates are no where near as competitive as Ally or ING Direct.

      However, what I've realized is that it's likely better to focus my spare time on other areas of optimizing my finances vs. worrying about rates that are different by 1/2 percent. However, needless to say a move is on my to-do list at some point in the future when I get around to it, since I'm a PF nerd and am in to these types of things! haha 🙂
      My recent post The Top Online Savings Accounts with the Best APY

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