How to Save Money on a Personal Injury Claim

The following is a guest post. Enjoy!

Would you believe that more than three million people suffer a personal injury every year? If this type of thing has happened to you, you truly aren’t the only one! In many cases, someone else is negligent, and you may have the right to claim compensation for your grievances.
Don’t try to tackle personal injury law alone. Specialist professionals (often termed solicitors) will make your claim a straight-forward process and increase your chances of success. Many law firms will offer a free consultation so you don’t end up in court without a fighting chance.

Choosing Your Solicitor

There are many options available to you when looking for a lawyer. The most cost-effective is a ‘no win, no fee’ solicitor who has plenty of experience in your type of personal injury. 

What Information Will Your Solicitor Need?

To present a case strongly, you will need to give your solicitor as much evidence and detail about the accident as possible. He or she will need to know when the incident occurred and what happened on the day. Often, it’s beneficial to note down the events in a journal, while the accident is fresh in your mind. If there were any witnesses, your solicitor will need their contact details.  
Hopefully, you visited a doctor about your personal injury, as your lawyer will require details about the physical and mental damage caused – include the medical diagnosis, as well as any treatment you were given. If you’re a member of a trade union, you may be able to secure free legal representation, saving you money.
Record any loss of earnings you’ve incurred after the accident and include any other injury-related costs. Present all your insurance documents to your solicitor along with any other documents that can be used as evidence in the case.

What Your Solicitor Can Do

Now, your lawyer can tell you how likely your case is to succeed in court. Although it’s tricky to estimate compensation figures, your solicitor can give you a rough idea of what to expect.
So you’re not kept in the dark, your lawyer will explain to you the legal process (if you choose to escalate your claim) and will discuss monetary matters. Ask your solicitor to draw up a summary of your meeting so you can leave with a clear document, detailing the points of discussion.

Making Your Claim

Your solicitor will now take over the reins. The defendant will receive a letter detailing why you have made a claim against them. You may be asked to undergo an independent medical examination. Accept this, as it only serves to strengthen your case.
If the defendant accepts liability, they may offer you compensation right off the bat, and the process will be over before you know it with very little cost to yourself. If they deny any responsibility for your injury, you may wish to settle the matter in court. Personal injury compensation claims can be expensive for both parties, so you may find that the defendant would prefer to settle the matter without a presiding judge.
It is to your advantage to consult your solicitor at every turn. Approaching your claim cautiously and wisely is the best way to save yourself money.

How about you all? Have you ever filed a personal injury claim against someone else (or had one filed against you)? 

If so, how did the process go? Did you end up having to take the case to court? 

Share your experiences by commenting below!

Jacob’s Thoughts – Listed below are my random thoughts as I was reading this article.

  • Fortunately, I have never had to file any personal injury claims against anyone else (nor have I had one filed against me).
  • The closest I suppose I ever got was when I was in car accident at age 16. It wasn’t too bad of a wreck at all (just with minor damage to both cars), but the person that hit me claimed that it was all my fault. In the end, we had to take the case to court, and both of us were deemed 1/2 at fault. It sure was annoying to go through the process though!

***Photo courtesy of


  1. It would have to be a REALLY exceptional accident for me to sue. Bad things happen. People make mistakes. That doesn't mean I'm always owed money.
    My recent post 25 Ways I Save Money

    • I hear ya Jenny! I do think that people are perhaps a little too sue-happy in today's society.

      I think that for me, I probably would not sue if I was in some sort of very serious accident where the damage to my body prevented me from working/living my life for a long period of time, and also there was an obvious/severe mistake made by the driver causing it (drinking, drugs, etc).
      My recent post Is it Possible to Challenge a Fine from a Traffic Camera?

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