Debt Free Direct Tour de Personal Finance, Stage 2 – Career/College Finances Groups – Posts 13-16

Without further ado, let’s continue on with the 2nd Stage (featuring posts from the “Job/Career” and “College Finances” categories of articles submitted) of the 2013 Tour de Personal Finance (to follow all of the action, click on the Tour de Personal Finance category link and scroll down to read all the posts involved in this subject).

We greatly appreciate Debt Free Direct for being the title partner of the 2013 event and for all their great support. If you’re interested in learning more about the help and advice Debt Free Direct offers to people in debt or their money-saving tips on how to prevent building up debtclick here.


A Quick Reminder On Prizes For The 2013 Competition

The 2013 edition of the Tour de PF will be doubly exciting because we have some very nice cash prizes to give away to the winner and also to charity to continue helping the community.

These will be as follows:

  • Yellow Jersey (1st Place) Winner of the 2013 Tour de Personal Finance will receive $100 cash via PayPal.
  • In addition, the Yellow Jersey Winner will also get to decide what charity they want me to donate $700 to in honor of their efforts/victory. 


To view the most up-to-date brackets of the competition, click the following link – 2013 Debt Free Direct Tour de PF Bracket

Going along with Tour de France cycling tradition, I’ve listed each competition within each stage as an “intermediate sprint” (one post versus another) along with the description provided by the blog author when the post was submitted.

Also, if applicable, I will give a brief description of the stage of the Tour de France that took place the same day as (or that has happened since the previous Stage of) the competition.


How to Vote

You can vote for the two articles (one from each intermediate sprint)  you’d like to see proceed in the Tour by commenting in the comments section below and telling which are your favorites. I’ve listed a keyword after each post title to make it easy to vote (as a made-up example, you can just comment: Sprint 1: Mutual; Sprint 2: 401k, etc.) 

Be sure to comment which one you like the best out of each set of two! Criteria for the best article is completely up to you, but you can use these factors as a guide: 1) post of your favorite blogger, 2) most interesting post, 3) most thought-provoking post, 4) most unique post, or 5) most actionable post.Here are today’s competitions:

Voting will continue until June 30th for this Stage!


Intermediate Sprint #1

  • The Hidden Job Market – How to Find a Job that Isn’t Advertised (Hidden): I’ll let you in on a little a secret: most companies don’t make their job openings publicly available until they have exhausted every opportunity to fill them in house or through recommendations. Some experts estimate roughly half the available jobs are in the hidden job market. This article shows you how to find and apply for those jobs through your network before they become available to the general public.


  • My Husband is Now WORKING FROM HOME WITH ME!!! (Husband): It’s important to work out a plan before leaping into self-employment.  It’s even more important when that entrepreneurial spirit hits both of the income earners of the household.  But after running the numbers, looking at worst case scenarios, and mulling the idea over…it was time for us to put on our big girl panties and jump in.  🙂  Here’s the post about the excitement and fear when we officially put all of our financial eggs in one basket and happily skipped away into the unknown…



Intermediate Sprint # 2

  • 529 Savings Plans: 101  (Savings): Given the shift in the economics of higher education it’s time that we change the conversation on paying for school. The conversation needs to shift to adequately saving for college expenses so that the next generation can avoid “mortgaging their future” and graduating with a mountain of student loan debt. A 529 Savings Plan is qualified tuition plan that has appealing tax benefits for college savings. Read this post for a complete guide of all you need to know about 529 Savings Plans!


  • Scam – 2.1 Million Students Potentially Ripped Off! (Scam): In January 2012, we exposed as a For Profit Company misleading millions of students and charging them to complete the free application. The immoral marketing tactics including a very misleading domain name were exposed by this article. The article drew anger from the company and stories of students being ripped off by this company.


Tour de France Daily Recap

Unfortunately, the Tour de France doesn’t start in real life until this Saturday, June 29th (we had to get started a little early this year due to the larger number of entries!).

This year’s Tour features some really cool things for us to look forward to though.

  • First, it is the 100th edition of the event.
  • Second, the Tour will start from the island of Corsica, the only time in the race’s history that it has visited that Department.
  • Third, it will be the first time since the 2003 that the event will take place entirely on French roads (no visits to neighboring countries).
  • Finally, the race features a Stage in which the famous climb of Alpe d’ Huez (one that I’ve actually done myself, and can attest to how hard it is!) will be climbed not once, but twice. I’m not quite sure how the logistics will work out with that, but it should be very entertaining to watch!


  1. Husband and Scam
    Lisa E. @ Lisa Vs. The Loans recently posted…Lisa Vs. the Lbs.My Profile

  2. Hidden
    maria@moneyprinciple recently posted…Four principles for choosing home insuranceMy Profile

  3. Husband
    Crystal recently posted…BYOB Painting is FUN!!!My Profile

  4. Voting for this Stage is now over – Husband and Scam are the winners and will advance to the next round. Thanks to everyone for participating! 🙂
    Jacob A Irwin recently posted…Reader Profile – Michael from Student Loan SherpaMy Profile

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