Debt Free Direct Tour de Personal Finance 2013 – Final Championship Sprint on the “Parisian Champs-Élysées” of Personal Finance

The 2013 Debt Free Direct Tour de Personal Finance has been an absolute 100% success (far beyond anything I could have imagined!). A big thanks goes out to everyone that has participated in the Stages and to the hundreds of voters who have stopped by to support their favorite authors/articles.

Later this upcoming week, I’ll write up a Tour de Personal Finance recap, post-race show, and awards ceremony to talk about what happened this year and how I envision the event growing in the coming years. But, that’s enough of that commentary for now!

Without further ado, let’s continue on with the Final Championship Sprint of the 2013 Tour de Personal Finance (to follow all of the action, click on the Tour de Personal Finance category link and scroll down to read all the posts involved in this subject).

We greatly appreciate Debt Free Direct for being the title partner of the 2013 event and for all their great support. If you’re interested in learning more about the help and advice Debt Free Direct offers to people in debt or their money-saving tips on how to prevent building up debtclick here.


A Quick Reminder On Prizes For The 2013 Competition

The 2013 edition of the Tour de PF is doubly exciting because we have some very nice cash prizes to give away to the winner and also to charity to continue helping the community.

These will be as follows:

  • Yellow Jersey (1st Place) Winner of the 2013 Tour de Personal Finance will receive $100 cash via PayPal.
  • In addition, the Yellow Jersey Winner will also get to decide what charity they want me to donate $700 to in honor of their efforts/victory. 

To view the most up-to-date brackets of the competition, click the following link – 2013 Debt Free Direct Tour de PF Bracket

Going along with Tour de France cycling tradition, I’ve listed each competition within each stage as an “intermediate sprint” (one post versus another) along with the description provided by the blog author when the post was submitted.

Also, if applicable, I will give a brief description of the stage of the Tour de France that took place the same day as (or that has happened since the previous Stage of) the competition.


How to Vote

You can vote for the article  you’d like to see win the Tour by commenting in the comments section below and telling which are your favorites. I’ve listed a keyword after each post title to make it easy to vote (as a made-up example, you can just comment: Sprint 1: Mutual; Sprint 2: 401k, etc.) 

Be sure to comment which one you like the best out of each set of two! Criteria for the best article is completely up to you, but you can use these factors as a guide: 1) post of your favorite blogger, 2) most interesting post, 3) most thought-provoking post, 4) most unique post, or 5) most actionable post. Here are today’s competitions:

Voting will continue until July 24th for this Stage!


Championship Sprint

  • My Husband is Now WORKING FROM HOME WITH ME!!! (Husband): It’s important to work out a plan before leaping into self-employment.  It’s even more important when that entrepreneurial spirit hits both of the income earners of the household.  But after running the numbers, looking at worst case scenarios, and mulling the idea over…it was time for us to put on our big girl panties and jump in.  tour de personal finance stage 20 round 5    Here’s the post about the excitement and fear when we officially put all of our financial eggs in one basket and happily skipped away into the unknown…


  • Is it Time to Get Out of the Stock Market? (Time): Whenever we see highs or lows in the stock market we see an increasing number of talking heads telling us what we should do with our portfolios. The problem with listening to them is they have no idea of your personal situation. That said, these are great times to analyze your portfolio while remembering the importance of maintaining a long-term view of your investing.


Tour de France Daily Recap

Today is also the last Stage for the riders in the 2013 Tour de France, with the riders traveling from the Versailles Palace to the Champs-Elysees in Paris.

Barring a major accident out on the open road, the Brit, Chris Froome, will end the day as the overall winner of the 2013 race. He really has raced aggressively this year to stamp his dominance all over the race. It’s been quite impressive. He has also won 3 stages!

Peter Sagan has pretty much clinched the green jersey competition, and the first-timer Colombian rider, Nairo Quintana has won the White Jersey Young Rider’s competition as well as the King of the Mountains Jersey as well! So, those jerseys are pretty much wrapped up, and there shouldn’t be too many surprises on today’s Stage.

***Photo courtesy of


  1. Time
    Nicole recently posted…Inspiration for Innovation is EverywhereMy Profile

  2. Time!
    Jon @ MoneySmartGuides recently posted…Are Hybrid Cars Worth The Price?My Profile

  3. Time!
    John S @ Frugal Rules recently posted…Staycation Ideas That Don’t SuckMy Profile

  4. Time!
    Sam @ recently posted…The 7-Day Buy Nothing Challenge: Day 7My Profile

  5. Time
    Grayson @ Debt Roundup recently posted…Back To School Savings – Fill That Backpack For LessMy Profile

  6. Husband.
    Kay Lynn recently posted…Random Friday: Giveaway Winner, BlogLuxe Awards & More!My Profile

  7. harry @ pf pro says:


  8. Time
    Joshua Rodriguez recently posted…Is The Horizon Gold Card A Real Credit Card?My Profile

  9. Time 🙂
    Cat Alford (@BudgetBlonde) recently posted…Sliding Down Waterfalls, Etc.My Profile

  10. Time
    maria@moneyprinciple recently posted…Emigrating from the UK? How will your pension fare?My Profile

  11. Time

  12. Time

  13. Time

  14. Time
    Gary@Gajizmo recently posted…Highest Paying JobsMy Profile

  15. Time
    Deacon @ Well Kept Wallet recently posted…WKW 12: Bruce Gray is a Sculptor Whose Work is in Feature FilmsMy Profile

  16. Husband
    Christine @ ThePursuitofGreen recently posted…A Wedding Gift GuideMy Profile

  17. DC @ Young Adult Money says:


  18. Time!
    Jacob @ Cash Cow Couple recently posted…I Forbid You From Buying Expensive ClothesMy Profile

  19. Time

  20. Time

  21. Time

  22. Time. 🙂
    Kendal @HassleFreeSaver recently posted…Gettin’ Dirrrty: My Weekend PlansMy Profile

  23. Nick @ says:


  24. Husband

  25. Husband

  26. val stemberger says:


  27. NinjaBearBonsai says:


  28. Husband

  29. Husband

  30. Time
    femmefrugality recently posted…Disney Travel on a BudgetMy Profile

  31. Husband
    Suba @ Wealth Informatics recently posted…Home staging tips to sell your home quickly from the perspective of a buyerMy Profile

  32. Time

  33. Husband

  34. Time

  35. Time
    Matt Becker recently posted…Budget With a PassionMy Profile

  36. Time!
    Brian recently posted…Repair or Replace the Fridge?My Profile

  37. Husband

  38. Andrea Bullok says:


  39. Husband.
    J. Money recently posted…Does My Credit Score Turn You On?My Profile

  40. Husband
    Mrs. Accountability @ Out of Debt Again recently posted…Amazon, Why Won’t You Let Me Buy From You?My Profile

  41. ivy lane says:


  42. Husband

  43. Time!
    Chuck @ Tortoise Banker recently posted…The Tortoise Banker Carnival, 2nd EditionMy Profile

  44. Betty J says:


  45. Husband
    Jeffrey Trull recently posted…Beyond Money: How to Find Happiness in Your 20s (or Any Time)My Profile

  46. Husband

  47. Husband!
    Wendy recently posted…Save Money: Gas Mileage Tips That WorkMy Profile

  48. Time!

  49. Husband

  50. Time!

  51. Husband

  52. Heather says:


  53. Husband

  54. Nich V. says:


  55. Time
    Adam @ Money Bulldog recently posted…Bouncing Back From Bankruptcy in the UKMy Profile

  56. Kristi Stang says:


  57. Husband


  59. Time
    Andrew @ Listen Money Matters recently posted…You’re a Failure and It’s a Good ThingMy Profile

  60. Husband

  61. Farrah Lin says:


  62. Husband

  63. Husband
    Kris@Everyday Tips recently posted…Perspectives While Walking – Goal SettingMy Profile

  64. Time

  65. Husband
    Denise @ The Single Saver recently posted…Should I, or shouldn’t I?My Profile

  66. Yelena Ziebol says:


  67. Miriam Kearney says:

    I read Frugal rules regularly so my vote goes to him.

  68. Donna Mitchell says:


  69. Time

  70. Husband

  71. TIME

  72. Danielle H says:


  73. LAPenfold says:


  74. Time

  75. Husband

  76. Cynthia Richardson says:


  77. Time. Good Luck John.
    Christopher @ This that and the MBA recently posted…How to overcome hurdlesMy Profile

  78. Joseph Schmoll says:


  79. Husband

  80. Bob Willner says:


  81. Husband

  82. Emily H. says:


  83. Husband

  84. alexander bergeron says:


  85. Husband

  86. Husband

  87. Husband is my vote

  88. Husband

  89. Husband

  90. Time

  91. Maureen says:


  92. Husband

  93. Husband

  94. Alysson Hartmann says:


  95. John clarke says:


  96. Rita P @ Digital Spikes says:

    Rita P @ Digital Spikes recently posted…How to write and what to write when short of ideasMy Profile

  97. time
    Midlife Finance recently posted…7 Ways to Triumph Over Difficult PeopleMy Profile

  98. TIME!

  99. Shannon Derby says:


  100. Laura Abavare says:


  101. Marshall says:


  102. husband

  103. husband.
    Corey recently posted…Who Are the Stock Market “Experts”?My Profile

  104. Teresa Gaytan says:


  105. TIME

  106. Erlin M. Peraza says:


  107. Shannon says:


  108. Husband

  109. Araceli says:


  110. TIME

  111. TIME

  112. Tim Wesselman says:


  113. Husband

  114. Tessa Grey says:


  115. Jrake John says:


  116. Mike Sporn says:


  117. Matt wood says:

    Husband anytime

  118. Husband

  119. Husband

  120. Husband

  121. Ethel Whisler says:

    Please vote for Crystal. Her blog is great! Vote for “Husband!”

  122. husband

  123. husband

  124. husband

  125. my vote is for husband

  126. I want to vote for husband

  127. After a VERY close battle on votes in this final championship sprint, TIME narrowly edged out HUSBAND to take the Yellow Jersey Victory. A big thanks to everyone for voting and participating. I’ll be posting a wrap up of the whole competition soon! 🙂
    Jacob A Irwin recently posted…4 Ways to Save on Pet ExpensesMy Profile

Speak Your Mind


CommentLuv badge