Debt Free Direct Tour de Personal Finance, Stage 11 – Saving-Investing Group – Posts 33-40

Without further ado, let’s continue on with the 11th Stage (the 2nd Round of the event, featuring posts from the “Saving/Investing” category of articles submitted) of the 2013 Tour de Personal Finance (to follow all of the action, click on the Tour de Personal Finance category link and scroll down to read all the posts involved in this subject).

We greatly appreciate Debt Free Direct for being the title partner of the 2013 event and for all their great support. If you’re interested in learning more about the help and advice Debt Free Direct offers to people in debt or their money-saving tips on how to prevent building up debtclick here.

To view the most up-to-date brackets of the competition, click the following link – 2013 Debt Free Direct Tour de PF Bracket

Going along with Tour de France cycling tradition, I’ve listed each competition within each stage as an “intermediate sprint” (one post versus another) along with the description provided by the blog author when the post was submitted.

Also, if applicable, I will give a brief description of the stage of the Tour de France that took place the same day as (or that has happened since the previous Stage of) the competition.


How to Vote

You can vote for the two articles (one from each intermediate sprint)  you’d like to see proceed in the Tour by commenting in the comments section below and telling which are your favorites. I’ve listed a keyword after each post title to make it easy to vote (as a made-up example, you can just comment: Sprint 1: Mutual; Sprint 2: 401k, etc.) 

Be sure to comment which one you like the best out of each set of two! Criteria for the best article is completely up to you, but you can use these factors as a guide: 1) post of your favorite blogger, 2) most interesting post, 3) most thought-provoking post, 4) most unique post, or 5) most actionable post. Here are today’s competitions:

Voting will continue until July 9th for this Stage!


Intermediate Sprint #1

  • Do You Want to Become a Millionaire? (Millionaire): Ever dream of becoming a millionaire, but think the only way to do it is winning the lottery? Well, I’m here to tell you that dedication and hard work can be just as effective. Find out how you can become a millionaire using two different strategies.


  • Is it Time to Get Out of the Stock Market? (Time): Whenever we see highs or lows in the stock market we see an increasing number of talking heads telling us what we should do with our portfolios. The problem with listening to them is they have no idea of your personal situation. That said, these are great times to analyze your portfolio while remembering the importance of maintaining a long-term view of your investing.


Intermediate Sprint # 2

  • How to Handle a Windfall (Windfall): It seems that just about every finance site in existence has at least one post about handling windfalls. But how many of these authors have firsthand experience in dealing with a significant windfall? Very few. That’s where this piece differs. I didn’t dream up a hypothetical list of things that you should do if/when you receive a windfall. Instead, I laid out the things that my wife and I did do when it happened to us.


  • How to Pay Yourself First (First): Personal finance folks often throw around the term “pay yourself first.” It is a bit big-headed of us to assume you know how to do that. Here are some steps you can take to put the most popular finance advice to work.


Tour de France Daily Recap

The Tour de France in real life continues today with Stage 8, the first high mountains stage, taking the riders 121 miles from Castres to Ax 3 Domaines. The race finishes at the summit of Ax3, so it should be the first big challenge for the contestants for overall vicitory. I’ll be sure to bring an update on the race results once it finishes in the Sprints later tonight.


A Quick Reminder On Prizes For The 2013 Competition

The 2013 edition of the Tour de PF will be doubly exciting because we have some very nice cash prizes to give away to the winner and also to charity to continue helping the community.

These will be as follows:

  • Yellow Jersey (1st Place) Winner of the 2013 Tour de Personal Finance will receive $100 cash via PayPal.
  • In addition, the Yellow Jersey Winner will also get to decide what charity they want me to donate $700 to in honor of their efforts/victory. 

***Photo courtesy of


  1. Time
    John S @ Frugal Rules recently posted…Shout Out Saturday #25My Profile

  2. Time
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  3. Millionaire
    Eric recently posted…The Ultimate Guide to Making Money with Lending ClubMy Profile

  4. Ashley R says:


  5. 1. Millionaire
    2. First
    Anton Ivanov recently posted…Picking the Right Online Stock BrokerMy Profile

  6. Christopher Coulson says:

    Sprint 1: Millionaire

  7. Time

  8. Millionaire

  9. Time
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  10. Time
    Jon @ MoneySmartGuides recently posted…Figuring out the Home Buying ProcessMy Profile

  11. 1: Time
    2: First
    Liquid recently posted…Easy Savings: Parking – Jul 2013My Profile

  12. 1)Time
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  13. Nick @ says:

    Nick @ recently posted…The Top 10 Ways to Tell if You are a MillennialMy Profile

  14. Voting for this Stage is now closed. The winners are Time and First and advance to Round 3. A big thanks to everyone for voting and participating! 🙂
    Jacob A Irwin recently posted…The Future Landscape of Freelance Entrepreneurship and How to Prepare Yourself For Making the Jump to Self-EmploymentMy Profile

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