Debt Free Direct Tour de Personal Finance, Stage 12 – Frugal Living and Lifestyle Groups – Posts 57-64

Without further ado, let’s continue on with the 12th Stage (the last Stage of the 2nd Round of the event, featuring posts from the “Frugal Living” and “Lifestyle” categories of articles submitted) of the 2013 Tour de Personal Finance (to follow all of the action, click on the Tour de Personal Finance category link and scroll down to read all the posts involved in this subject).

We greatly appreciate Debt Free Direct for being the title partner of the 2013 event and for all their great support. If you’re interested in learning more about the help and advice Debt Free Direct offers to people in debt or their money-saving tips on how to prevent building up debtclick here.

To view the most up-to-date brackets of the competition, click the following link – 2013 Debt Free Direct Tour de PF Bracket

Going along with Tour de France cycling tradition, I’ve listed each competition within each stage as an “intermediate sprint” (one post versus another) along with the description provided by the blog author when the post was submitted.

Also, if applicable, I will give a brief description of the stage of the Tour de France that took place the same day as (or that has happened since the previous Stage of) the competition.


How to Vote

You can vote for the two articles (one from each intermediate sprint)  you’d like to see proceed in the Tour by commenting in the comments section below and telling which are your favorites. I’ve listed a keyword after each post title to make it easy to vote (as a made-up example, you can just comment: Sprint 1: Mutual; Sprint 2: 401k, etc.) 

Be sure to comment which one you like the best out of each set of two! Criteria for the best article is completely up to you, but you can use these factors as a guide: 1) post of your favorite blogger, 2) most interesting post, 3) most thought-provoking post, 4) most unique post, or 5) most actionable post. Here are today’s competitions:

Voting will continue until July 10th for this Stage!


Intermediate Sprint #1

  • Wine Retail Price Dispersions: A Closer Look into Wine Economics in the United States (Wine): Have you ever gone to a store to purchase wine one day and it’s a certain price, then go to buy the same wine in a different store later and you notice it is a few dollars more expensive?  Why is it that wine prices are so variable from shop to shop in the United States? This post dissects recent research into what creates these differences and how price dispersion is able to persist in the US market.


  • 10 Simple Ways to Suck at Life (Life): Ever wanted to know exactly what you need to do to make sure you fail at everything? Ever wanted to know what do to the exact opposite of to succeed? It’s all right here, in these handy, easy to follow, steps.


Intermediate Sprint # 2

  • 10 Wealth Creation Habits (Habits): Saving is great, and so is making money.  But the bottom line is creating WEALTH, and this post shares 10 tips on how to increase wealth.


  • 10 Things I Don’t Get (Things): Do you ever wonder why people do things that, to you, are the same as flushing money down the toilet? Here’s my list of ten time and money wasters.


Tour de France Daily Recap

The Tour de France in real life continues today with Stage 9, the second high mountains stage, taking the riders 165 km from Saint-Girons to Bagnères-de-Bigorre. After a brilliant performance and win yesterday for Chris Froome at the mountain top finish at Ax-3-Domaines, he was able to successfully defend the yellow jersey today despite being attacked for multiple hours across 5 climbs (and having his whole Sky Team being dropped).

In the end, Dan Martin and another rider got a few seconds lead from the peleton and won the stage! Nice job Dan!


A Quick Reminder On Prizes For The 2013 Competition

The 2013 edition of the Tour de PF will be doubly exciting because we have some very nice cash prizes to give away to the winner and also to charity to continue helping the community.

These will be as follows:

  • Yellow Jersey (1st Place) Winner of the 2013 Tour de Personal Finance will receive $100 cash via PayPal.
  • In addition, the Yellow Jersey Winner will also get to decide what charity they want me to donate $700 to in honor of their efforts/victory. 

***Photo courtesy of


  1. Wine


  2. Marissa Valentine says:


  3. Sprint 1: Wine
    Sprint 2: Things

  4. Life
    shanendoah@The Dog Ate My Wallet recently posted…Just Because They Sent It, Does NOT Mean You Have to Sign It, As IsMy Profile

    Pauline recently posted…My failed attempts at making money onlineMy Profile

  6. Wine
    Christine @ ThePursuitofGreen recently posted…Cut Your Grocery Bill in HalfMy Profile

  7. Life

  8. leanne wiberg says:


  9. Jana @ Daily Money Shot says:

    Jana @ Daily Money Shot recently posted…The quick fix won’t solve the problem. You will.My Profile

  10. Tie the Money Knot says:

    Tie the Money Knot recently posted…Paternity Leave: Do You Think It’s Important for Employers to Offer It?My Profile

  11. Voting for this Stage is now closed. The winners are Life and Things and will advance to the next Round. A big thanks to everyone for voting and participating!
    Jacob A Irwin recently posted…How to Teach Your Kids To Be EntrepreneursMy Profile

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