Debt Free Direct Tour de Personal Finance, Stage 19 – Round 4, Posts 33-64

Without further ado, let’s continue on with the 19th Stage (the last Stage of the 4th Round of the event) of the 2013 Tour de Personal Finance (to follow all of the action, click on the Tour de Personal Finance category link and scroll down to read all the posts involved in this subject).

We greatly appreciate Debt Free Direct for being the title partner of the 2013 event and for all their great support. If you’re interested in learning more about the help and advice Debt Free Direct offers to people in debt or their money-saving tips on how to prevent building up debtclick here.


A Quick Reminder On Prizes For The 2013 Competition

The 2013 edition of the Tour de PF will be doubly exciting because we have some very nice cash prizes to give away to the winner and also to charity to continue helping the community.

These will be as follows:

  • Yellow Jersey (1st Place) Winner of the 2013 Tour de Personal Finance will receive $100 cash via PayPal.
  • In addition, the Yellow Jersey Winner will also get to decide what charity they want me to donate $700 to in honor of their efforts/victory. 


To view the most up-to-date brackets of the competition, click the following link – 2013 Debt Free Direct Tour de PF Bracket

Going along with Tour de France cycling tradition, I’ve listed each competition within each stage as an “intermediate sprint” (one post versus another) along with the description provided by the blog author when the post was submitted.

Also, if applicable, I will give a brief description of the stage of the Tour de France that took place the same day as (or that has happened since the previous Stage of) the competition.


How to Vote

You can vote for the two articles (one from each intermediate sprint)  you’d like to see proceed in the Tour by commenting in the comments section below and telling which are your favorites. I’ve listed a keyword after each post title to make it easy to vote (as a made-up example, you can just comment: Sprint 1: Mutual; Sprint 2: 401k, etc.) 

Be sure to comment which one you like the best out of each set of two! Criteria for the best article is completely up to you, but you can use these factors as a guide: 1) post of your favorite blogger, 2) most interesting post, 3) most thought-provoking post, 4) most unique post, or 5) most actionable post. Here are today’s competitions:

Voting will continue until July 17th for this Stage!


Intermediate Sprint #1

  • Is it Time to Get Out of the Stock Market? (Time): Whenever we see highs or lows in the stock market we see an increasing number of talking heads telling us what we should do with our portfolios. The problem with listening to them is they have no idea of your personal situation. That said, these are great times to analyze your portfolio while remembering the importance of maintaining a long-term view of your investing.


  • My Life Insurance Mistake (Mistake): Get an inside look at my encounter with the seedy underbelly of the life insurance sales world. Learn from my mistakes so that when the time comes you can avoid getting suckered into a bad deal.


Intermediate Sprint #2

  • Financial Lessons Learned from The Bachelor (Bachelor): I’m a fan of the TV show, The Bachelor, on ABC. After a few episodes, I realized that  not only is the show about finding love, it can teach us about investing, debt and general personal finance as well. So what financial lessons has The Bachelor taught you?


  • 10 Simple Ways to Suck at Life (Life): Ever wanted to know exactly what you need to do to make sure you fail at everything? Ever wanted to know what do to the exact opposite of to succeed? It’s all right here, in these handy, easy to follow, steps.



Tour de France Daily Recap

The Tour de France in real life continued today with a brutal finish at the top of what is often termed the hardest climb in the world, Mont Ventoux. In the end, Chris Froome demolished the field and took the win. He also extended his overall lead to more than 4 minutes.


  1. Time
    John S @ Frugal Rules recently posted…Shout Out Saturday #26My Profile

  2. Time
    Nicole recently posted…Inspiration for Innovation is EverywhereMy Profile

  3. Mistake
    Matt Becker recently posted…A Money Lesson For Me and My NieceMy Profile

  4. Time
    Jon @ MoneySmartGuides recently posted…The Round Table – July 12, 2013My Profile

  5. Mistake, Bachelor
    Brent Pittman recently posted…What is the Oddest Item in Your Budget?My Profile

  6. Life

  7. Jana @ Daily Money Shot says:

    Jana @ Daily Money Shot recently posted…The quick fix won’t solve the problem. You will.My Profile

  8. Tia Piccolo says:

    Mistake, Time

  9. Antonio says:


  10. Caycee Maylath says:


  11. Time
    Grayson @ Debt Roundup recently posted…Money Multitasking – Concept and ExecutionMy Profile

  12. Time
    Holly@ClubThrifty recently posted…Cash Money: How I Made $883 This WeekendMy Profile

  13. Time, Bachelor
    Cat Alford (@BudgetBlonde) recently posted…My Budget Breakdown (For The First Time!)My Profile

  14. Time
    Eric recently posted…How Dividend Payments WorkMy Profile

  15. Nick @ says:

    Nick @ recently posted…Millennial Speak – What is a Side Hustle?My Profile

  16. Time Bachelor
    Jeremy @ Modest Money recently posted…OptionsXpress Review – Read Before You InvestMy Profile

  17. Jenniemarie @ Another Housewife says:

    Jenniemarie @ Another Housewife recently posted…I Made a Tutu And You Can TooMy Profile

  18. Time
    Sean @ One Smart Dollar recently posted…How to Travel The World for FreeMy Profile

  19. Time
    Andrew @ Listen Money Matters recently posted…You’re a Failure and It’s a Good ThingMy Profile

  20. Time

  21. Time, bachelor
    catherine recently posted…Erin Condren, Blog Update and Call For Guest Posters!My Profile

  22. Sprint #2: LIFE. Good luck Jena!!!
    Ron @Runningfromdebt recently posted…Marathon Training Monday- Week 4My Profile

  23. time bachelor
    Harry @ PF Pro recently posted…Special Tax Treatment of an Employee Stock Purchase PlanMy Profile

  24. Time
    John @ Fearless Men recently posted…Go Talk To Her: How To Talk To Any GirlMy Profile

  25. Time
    Deacon @ Well Kept Wallet recently posted…WKW 12: Bruce Gray is a Sculptor Whose Work is in Feature FilmsMy Profile

  26. Time
    Lance @ Money Life and More recently posted…Last Student Loan Debt Update Before Marriage – July 2013My Profile

  27. Mistake

  28. Mistake
    Michael @ The Student Loan Sherpa recently posted…Lessons From My First JobMy Profile

  29. Bachelor

  30. Mistake
    Edward Antrobus recently posted…Sometimes an Extended Warranty IS Worth the MoneyMy Profile

  31. Time in Spring #1
    Canadian Budget Binder recently posted…How to budget as a coupleMy Profile

  32. Bachelor

  33. DC @ Young Adult Money says:


  34. Lindsey @ Cents & Sensibility says:

    Lindsey @ Cents & Sensibility recently posted…Ask Darwin: the answer to all your financial questionsMy Profile

  35. bachelor

  36. Khaleef @ KNS Financial says:

    Khaleef @ KNS Financial recently posted…When Luxuries Become NecessitiesMy Profile

  37. Mistake
    femmefrugality recently posted…Reducing my Cell Phone BillMy Profile

  38. Time & Bachelor!!
    Adam @ Money Rebound recently posted…Tips for a Successful Garage SaleMy Profile

  39. Voting for this Stage is now closed. The winners are Time and Bachelor and will advance to the next Round. A big thanks to everyone for voting and participating! 🙂
    Jacob A Irwin recently posted…How Do You Analyze A Penny Stock?My Profile

  40. bachelor

  41. amy madden says:


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