Yakezie Carnival – September 29th, 2013 Edition!

Welcome everyone to the September 29th, 2013 edition of the Yakezie Carnival!

About This Carnival

For those of you unfamiliar with the Yakezie Personal Finance Blog Network, it is the web’s largest, most involved, and most organized group of personal finance and lifestyle bloggers. Participants in the network collaborate multiple times throughout each day on the Yakezie forums and through other mediums. You can view all of the details at the “About Yakezie” page by clicking here.

Each week, the members and challengers of the Yakezie Network submit their best articles to be featured in the Yakezie Carnival. And, today, it is My Personal Finance Journey’s honor to be the host!

Don @ MoneySmartGuides writes Top Money Saving Tips for the Techy Generation – There are many money saving tips but with the changing of technology, new tips are commonplace. Here are a handful of money saving tips for the techies.

Suba @ Broke Professionals writes Save on Entertainment Costs with Cable or Satellite – The price of everything is going up. Child care, groceries, transportation costs; you name it, you are paying more for it now than you have in the past.

Don @ Money Reasons writes Why Are Auto Insurance Rates Different In Some States? – You even wonder why auto insurance rates differ in some state dramatically than in others? Read more to find out why, and please comment on what you think!

LaTisha @ Young Finances writes Will I Have to Buy Health Insurance? – The Affordable Health Care for America Act was signed into law on March 23, 2010. The Supreme Court ruled that Obamacare is constitutional.

Ryan @ Cash Money Life writes Could a Splurge Be a Positive Thing? – Sometimes it is OK to splurge and spend a little extra on something fun or frivolous. But it’s important to know when to spend the money, and when not to.

krantcents @ KrantCents writes Financially Preparing for Future Goals – Life is expensive and meeting various financial demands often calls for early preparation. Maybe you’re planning an upcoming vacation. Or perhaps you want to save for your kid’s college education or plan your retirement. Regardless of your life goals, here are tips to prepare your finances.

Wayne @ Young Family Finance writes Easing the Pain of Student Loan Debt – With tuition prices getting higher, debts are hard to pay off. Here are some things you can do to ease the pressure of student loan payments.

Hank @ Money Q&A writes How To Save Money On Your Mobile Phone Bill – Mobile phone bills can be a burden on anyone trying to live on a tight budget. But, you can save money on your mobile phone bill with these great tips.

Maria @ The Money Principle writes Smart driving can be cheap – Smart have introduced another car in their range that specially targets the 21 year olds. Driving with Smart can be cheap, stylish and trendy.

Eva Baker @ TeensGotCents writes Starbucks Coupons – Shopping With Sarah – Sarah has found a way to get a great deal on her favorite drink. Did you know that you can buy Starbucks coupons – all sorts of coupons – even gift cards?

Crystal @ Married (with Debt) writes I Don’t Care if My Wife Hits the Lottery – I am going to discuss the things that I evaluated when I purchased my term-life insurance policy with a death benefit of $2 million.

Cindy @ MidLife Finance writes 10 Travel Tips I Learned During Summer Vacation…So You Don’t Have To – We actually had many great trips this summer — but learned several things (and avoided some problems) through research, experience and some fancy footwork.

Kyle @ The Penny Hoarder writes 5 Quirky Businesses Posting Growth in Difficult Climate For Retailers – Given how difficult it has been for many companies to get ahead, bosses and marketing teams have had to ensure that they come up with killer ideas in order to try and expand.

Roger the Amateur Financier @ The Amateur Financier writes 10 Truly Unusual Investments – A list of unusual investments, including collectibles, peer-to-peer, and crowdsourcing, as a means of diversifying investments and providing profits in the future.

Tushar Mathur @ Everything Finance writes Time Is Money So Invest It Wisely – Time is money, so invest it wisely. Do this by creating time to better yourself whether through reading, exercise or spending time with those you love most.

Corey @ 20s Finances writes How to Get Raise – If you want to earn more money, there are a number of things you should do.

Cindy @ MidLife Finance writes Flying Solo – Go when you want, and do what you please while you’re there. No arguing with someone else about food or pillows; if you’re in the mood for Mexican or an extra soft-top, you’ve got it.

Cat Alford @ Budget Blonde writes 5 Money Saving Tips for DIY and Design Projects – Want some money saving tips for DIY and design projects? Well, look no further than today’s post! I really miss doing DIY projects!

Michelle @ The Shop My Closet Project writes One Month until FinCon13! So excited! – I bought a ticket for this conference. I’d never gone to a conference outside of work conferences and I’d barely gone to conferences for work. I had no idea what to expect. It was the best $100 I spent last year.

Ted Jenkin @ Your Smart Money Moves writes Here’s Why Your Friends Are Going Broke – Most of the time when we talk about personal finance, topics including credit card debt, savings, investments, insurance, and coupons creep into the

Crystal @ Budgeting in the Fun Stuff writes The Art of Choosing Between An Experience And A Possession – So you have extra money – do you buy stuff with it or buy an experience with it? Here is my argument for the experience.

Michelle @ Diversified Finances writes My Emergency Fund Is Fully Funded – Our emergency fund is finally fully funded. WHEW! Since I am switching to full-time self-employment, we have been really focused on building it back up. A couple of months ago, I drained our emergency fund completely so that we could pay the ol’ student loans.

Michelle @ Making Sense of Cents writes Are you going to FinCon2013? Here are some fun things to do in St. Louis! – As some of you might know, the 2013 Financial Blogger Conference starts on October 17 (one month to go!). I am very excited, and it will be my first time meeting other bloggers, which still makes me sad that it’s been this long.

Emily @ Evolving Personal Finance writes How Much Effort Do You Put into Getting Rewards or Deals? – We went down a rabbit hole finding discounts for a department store purchase, but I’m not so sure it’s worth the time.

Kurt @ Money Counselor @ Money Counselor writes Buy a Foreclosed Home? – The U.S. home real estate market is recovering, but plenty of foreclosed homes remain on the market. Is now a good time to consider buying a foreclosure?

Anton Ivanov @ Dreams Cash True writes How to Get a Free Credit Score – Your credit score is just as important as your credit report. Our guide explains how to get a free credit score from Credit Sesame in just a few minutes.

Andrea @ So Over This writes Saving Up for a Down Payment by Yourself – As many potential homebuyers are quickly discovering, buying a house nowadays requires a down payment.

Buck @ Buck Inspire writes Backup Your Data Regularly To Prevent Data Loss Seth Brundle! – Last Labor Day, I had a delightful chat, for the podcast, with Benny Hsu of the Get Busy Living Blog and the creator of iPhone apps like Photo 365 and Gratitude 365. Ironically, he asked about my interview breaks and I told him how the Podcast Answer Man (Cliff Ravenscraft) freaked me out about using computers and software to do podcasts.

Monica @ Monica On Money writes Why You Don’t Need The iPhone 5S – Before I became frugal, I bought the iPhone 4, iPhone 4s, iPad, and Macbook Pro on the day that they were released! BUT, the iPhone 5S is different and you don’t need it.

Holly @ Club Thrifty writes Saying Goodbye To My Dream House – Even though we have the money, we cannot buy our dream house. Read more about the tragic details in this post.

Barbara Friedberg @ Barbara Friedberg Personal Finance writes Investing & The Fed: How Will My Portfolio Be Impacted? – The Feds actions are directly related to your investment portfolio. Learn what investing moves to make now.

Daniel @ Sweating The Big Stuff writes One Way Car Rentals Are Really Cheap – I rented a car from Boston to New York because it was significantly cheaper and more convenient than taking buses and shuttles to all the places I needed to go.

FI Pilgrim @ FI Journey writes How To Create A Strategic Plan For Your Finances – If you have ever been in business, you have probably been exposed to a strategic plan in some form. Here is how to create a strategic plan for yourself!

Ray @ Squirrelers writes International Diversification with Stocks – Diversification is often seen as important when considering asset classes for investments. But what about geographic diversification?

TTMK @ Tie the Money Knot writes What Should You Do if Your Spouse Can’t Quit Spending Money – Have a spouse that can’t control spending? This post discusses the topic and how people can approach different styles

Matt Becker @ Mom and Dad Money writes Buying a Car: How to Negotiate With the Dealers – Check out my exact step-by-step process for negotiating a killer price on your next car. The best part: it can all be done through email!

Robert @ The College Investor writes 3 Ways to Find More Money to Invest – If you’re looking to cut some costs so that you have more money to throw at your investments, here are three easy ways you can do just that

Robert @ Entrepreneurship Life writes Metrics to Measure Your Business Website – Every business today should have a website. Whether you run a restaurant, retail store, or service business, you should have a modern, functioning website. Here are some metrics to track to help you know if your website is making it to customer eyes and if it is meeting customer needs.

Mr. Utopia @ Personal Finance Utopia writes Are Frugal People Loners? – Does a frugal lifestyle inherently conflict with an active social life? Social activities can be expensive, so how does a frugal person stay on track?

Christopher @ This That and The MBA writes The Best Financial Lesson I Ever Learned – My bond funds have returned about 7% per year and my stock funds have returned about 4% per year. During the craziness of 2008, when the market crashed again, my colleagues were in a panic because they lost 40% of their money.

Mr. MWD @ My Wealth Desire writes 13 Ways to Solve Not Having Enough Money to Live on – I prefer making more rather than spending less, but I try to do both. Keeping bills low is certainly part of my financial plan.

Brian @ Luke1428 writes Plan Your Budget Around These 5 Expenses – Knowing how to allocate money to all your budget categories can be overwhelming. So for starters, begin your budget by looking at the Big Five expenses.

Little House @ Little House in the Valley writes Prefab Method Homes – Recently I found Method Homes, a prefab home company that has reasonable priced homes and great designs.

John S @ Frugal Rules writes Christmas Shopping That Won’t Break the Bank – It may a bit early to think of Christmas as it’s a little over four months away, but by planning out your spending you have a much better chance of buying gifts everyone will love and still be frugal and thus not busting your budget.

Miss T. @ Prairie Eco Thrifter writes 5 Ways to Cope with Moving Back Home – Here are 5 ways to help you cope with moving back home.

Deacon @ Well Kept Wallet writes Getting Out of Debt: 5 Steps to Eliminate Your Debt Quickly – When your are looking to accomplish something, it is a lot easier to make progress when you have some steps to take. Otherwise it can be challenging to even figure out where to start. You also don’t want to have too many steps, you want to keep it simple so that you don’t get frustrated in the process.

Pauline @ Reach Financial Independence writes Interview with Jason Hull, a $397 money course and $25 Amazon gift card giveaway! – Today I am delighted to welcome Jason Hull from Hull Financial Planning. I’ll let him introduce himself and his new Winning with Money course.

Pauline @ Make Money Your Way writes How to make money as a TV/Movies extra – Tonya shares how she made money as a TV extra and how it really is behind the scenes.

KK @ Student Debt Survivor writes Please Seat Us in the Happy Hour Section – Half price drinks taste so much sweeter. Sitting in the bar might save you, just ask your hostess before you sit down.

Anton Ivanov @ Dreams Cash True writes Portfolio Planning Basics – Opening Appropriate Investment Accounts – Learn about the different types of investment accounts, including retirement, taxable, Traditional, Roth, 401k Plan and IRA accounts.

Jessica Moorhouse @ Mo’ Money Mo’ Houses writes For Love & Money Friday – Financial Topics Every Couple Should Discuss – In order to get our finances all organized, my husband and I have decided to get together every Friday to discuss a new money topic. Here are just a few topics we’ve planned on discussing in the coming weeks.

Well, that wraps up this week’s Yakezie Carnival. Next week’s edition will be hosted by Jen @ The Happy Homeowner. You can submit your post entries at Blogger Carnivals.

Until next time!

-Jacob